December 03, 2009
Banking the Unbanked Using Prepaid Platforms and Mobile Telephones in...
The rapid growth of mobile phone usage and the continuous rise in wireless coverage fuel the expectations that access to financial services through mobile phones could transform the way financial...
November 07, 2009
Three Problematic Truths About the Consumer Financial Protection Agency Act...
The creation of a new Consumer Financial Protection Agency (“CFPA”) is a very bad idea and should be rejected. The proposal is not salvageable and cannot be improved in substance...
November 07, 2009
The Consumer Financial Protection Agency and the Hazards of Regulatory...
The United States is in the midst of an important debate about how best to protect consumers of financial services and products. The Administration has proposed the creation of a...
November 07, 2009
Credit Where Credit Is Due
The credit card industry has few friends at the moment. The Credit Card Accountability Responsibility and Disclosure Act of 2009 recently signed into law by President Obama passed the House...
November 07, 2009
The Good, the Bad and the Doubtful in Credit Card...
You can’t get a good understanding of the true impact of the cards legislation without a broader look at the historical context. What we have seen in the industry...
October 18, 2009
What Does the Credit Card Market Have In Common with...
The credit card industry is highly concentrated. Ninety percent of the lending market is controlled by the top 10 issuers, yet there still appears to be fierce competition for balances...
October 15, 2009
Two-Sided Bank Card Payment Networks and Public Policy
1. Introduction The provision of payment-clearing services is a big business for banks and other payment intermediaries. About $75 in U.S. payments is processed each year per $1 of...
October 14, 2009
Mobile Commerce Amercias 2009
Miami FL USAFrecuencia Latinoamerica
October 14, 2009
Cards Latin America
Coral Gables FL USATerrrapinn
