April 03, 2024
Klarna Launches Page Comparing BNPL, Traditional Credit
Klarna has launched a new web page that shares data on its buy now, pay later (BNPL) offerings, including their repayment rates, late fee rates and consumer age demographics. This new Wikipink page...
April 03, 2024
Working Capital Fuels APAC High-Growth Corporates
Accessing working capital enables companies to avoid operational disturbances in the short term and power growth for the long term. In the Asia-Pacific (APAC) region, 66% of Growth Corporates accessed...
April 01, 2024
Banks up Against $2 Trillion ‘Wall’ of Real Estate Debt
Banks are facing a $2 trillion “wall” of property debt, according to an American brokerage. As such, lenders must reduce their exposure to commercial real estate as that debt comes due over...
March 27, 2024
Extend Launches ‘Team Budgets’ to Improve Spend Management
Virtual card/spend management platform Extend has debuted a feature dubbed “team budgets.” The new offering, announced Wednesday (March 27), is designed to help its customers organize and control spending by letting employees send and...
March 26, 2024
Human Touch Is Secret Weapon Behind B2B Payments Automation
The B2B market is made up of countless mini-markets full of disparate buyer-supplier networks and fragmented industry verticals, each with its own preferences for how it likes to pay and...
March 26, 2024
How B2B Players Can Account for Gen Z Decision Makers
Driven by digitalized operating models, today’s B2B procurement processes are hardly recognizable to those just five years ago. While that’s good news for younger B2B buyers and Generation Z decision-makers,...
March 26, 2024
Shared Payments Models Rewrite Economics of Commercial Cards
When it comes to business-to-business (B2B) payments, it’s easy to get blindsided by the staggering $100 trillion-plus annual transaction volume and miss the real action. It’s not about the money...
March 20, 2024
Embedded Solutions Spur Demand for Card-Based Installments
Colin Mellon, chief commercial officer at Splitit, told PYMNTS that installment plans, when linked to traditional card-based payments, can offer benefits throughout the commerce ecosystem. But making inroads and competing against...
March 18, 2024
Open Banking Allows More SMB Data to Be Used in...
Small- to medium-sized businesses (SMBs) represent a puzzle that banks have long struggled to solve. SMBs need fast, flexible and digital-first solutions that help rather than hinder growth. However, their...
Commercial Card Adoption Poised to Rise as Acceptance Costs Decrease
Commercial cards have historically faced stiff headwinds in the B2B payments space, but PYMNTS’ latest research finds that high interest rates, lower effective working-capital costs and a growing willingness to negotiate fees are creating the perfect environment for companies to rethink their stance. Read more in “The Treasury Management Playbook: Businesses Give Commercial Cards a Fresh Look,” a collaboration with Citi.