August 20, 2010
The Fed’s Final Debit Rules: Did Anyone Win?

June 30, 2011 – Fed Memo on Debit Regulations – Fed’s Full-Length Report on Debit Regulations Whew, at least it’s over! Two months after they were due under the Dodd-Frank...

August 19, 2010
Doing As They Say or Saying As They Do: Tax...

In recent years, credit card reward programs have become a basic component of personal finance. Credit card issuers use them to entice consumers to spend more on a given card....

March 12, 2010
Perhaps It’s Time to Mothball the Mighty Mag-Stripe?

Stop me if you’ve heard this one: A Martian travels to Earth and examines the U.S. payments system. He is perplexed by the dogged persistence in using a 40-year-old technology...

December 18, 2009
NFIB Small Business Economic Trends

Owner optimism remains stuck at recession levels. The proximate cause is very weak consumer spending, better than a year ago, but that was pretty bad. Fifteen (15) percent reported gains,...