In this article, the author argues that within five years tokenization will have advanced far enough that “tokenized assets” will simply be known as assets. He sets out the eight steps by which an asset is brought on chain, and the third-party risk and Investment Company Act exposure that follow for regulated institutions, before surveying […]

Unusually, new administrations and governments in the U.S., EU, and UK came into office within a few months of each other at the end of 2024 and start of 2025. Since then, politics has met merger control under all three regimes not just in individual cases but woven into their merger policies and enforcement. The […]

The next frontier in working capital management isn’t squeezing another day out of receivables or stretching another day of payables. It’s deciding whether those dollars should be financed the same way at all. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no […]

Adoption Is Becoming the Industry Standard Implementation Has Become the New Competitive Challenge Execution Is Emerging as the Real Competitive Advantage Moving From Adoption to Advantage [branded_divider] Adoption Is Becoming the Industry Standard Most financial institutions have already embraced, or are preparing to embrace, real-time payments, shifting the industry’s focus beyond basic adoption. The market […]

Citizens Bank parent company Citizens Financial Group learned in a pilot program that its deployment of software tools across its engineering teams is likely to deliver a 10x boost in engineering productivity. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe […]

New York Gov. Kathy Hochul has launched a sweeping effort to reduce regulatory burdens across state government, pairing a broad review of existing rules with the use of artificial intelligence (AI) to identify opportunities for streamlining. The initiative, which the administration describes as the largest regulatory review in state history, is intended to eliminate outdated […]

This article by Ian Forrester & Pablo Trevisán examines the evolving concept of due process in global competition law enforcement, contrasting inquisitorial and adversarial traditions. While the European integrated administrative model is judicially accepted, the common law adversarial system offers a superior mechanism for factual verification and ensures that defending parties genuinely feel heard by […]

The Aspen Institute Financial Security Program (Aspen FSP) has launched a new effort focused on reducing the scale and severity of scams affecting Americans. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS […]

After more than a decade of vigorous advocacy by policy analysts, journalists, and legal scholars, federal and state enforcers finally found the political will to initiate numerous antitrust enforcement actions under Section 2 of the Sherman Act—the antitrust provision proscribing unfair monopolization. During the first Trump and Biden administrations, multiple enforcement actions were brought against […]

Because technological change outpaces governments’ ability to regulate, the U.S. government often adapts existing regulatory tools to address national security risk presented by emerging technologies, rather than developing new and customized tools. As both Congress and the Executive Branch have increasingly been focusing on investment security issues, existing tools such as the Committee on Foreign […]