Credit Insecurity

BNPL and Financial Education Unlock Opportunities for Credit-Insecure Consumers 
BNPL and Financial Education Unlock Opportunities for Credit-Insecure Consumers 
November 13, 2023  |  Consumer Finance

While credit rules may vary in other countries, in the United States, having a good credit score is the passport to securing a mortgage, a...

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Nearly Half of Consumers Who Tried to Increase Their Credit Scores Did
Nearly Half of Consumers Who Tried to Increase Their Credit Scores Did
October 24, 2023  |  Debt

Consumers across income levels, credit scores and generations have accumulated high levels of debt. In fact, credit card debt recently surpassed $1 trillion for the...

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Nearly 1 in 5 High-Debt Consumers With Credit Score Issues Have Filed for Bankruptcy
Nearly 1 in 5 High-Debt Consumers With Credit Score Issues Have Filed for Bankruptcy
October 12, 2023  |  Consumer Finance

Consumer credit card debt in the United States has surpassed the $1 trillion mark, leading to heightened concerns about credit insecurity among both consumers and...

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High-Debt Consumers Average 14 Late Payments Every Year
High-Debt Consumers Average 14 Late Payments Every Year
October 06, 2023  |  Debt

The United States economy’s heavy reliance on domestic consumption has become more relevant than ever, with consumer credit card debt breaking the $1 trillion mark...

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Unexpected Life Events Throw Many Consumers Into Credit Insecurity
Unexpected Life Events Throw Many Consumers Into Credit Insecurity
May 15, 2023  |  Consumer Finance

Bank charge-off rates indicate possible trouble on the horizon as consumers increasingly miss monthly payments.  It can take just a single life event to turn...

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Meet the Credit Insecure: 80M US Consumers Who Lack Reliable Credit Access
Meet the Credit Insecure: 80M US Consumers Who Lack Reliable Credit Access
April 27, 2023  |  Loans

Credit offers consumers the flexibility to buy cars and houses and access college educations, yet data shows that 31% of U.S. consumers — about 80...

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