credit options

40% of BNPL Users Abandon Carts If That Option Is Missing at Checkout
40% of BNPL Users Abandon Carts If That Option Is Missing at Checkout
June 23, 2023  |  Buy Now Pay Later

Retailers that offer a variety of credit options draw in consumers battling the constraints of higher prices and stagnant wages to help them smooth things...

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PYMNTS Intelligence: The Best Lending Product Wins in Retention and Enrollment
PYMNTS Intelligence: The Best Lending Product Wins in Retention and Enrollment
May 22, 2023  |  Credit Unions

Credit unions know they need to be digitally savvy, but having the most user-friendly mobile app is not enough to catch and keep consumer attention....

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Economic Downturn Highlights Credit Unions’ Lending Advantages
Economic Downturn Highlights Credit Unions’ Lending Advantages
May 18, 2023  |  Credit Unions

As consumers worry about financial wellness, 66% expect no improvement, and 29% expect their finances will worsen. Credit unions can stand out to existing and...

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PYMNTS Intelligence: FinTechs Have an Opportunity to Improve Consumers’ Credit Capabilities
PYMNTS Intelligence: FinTechs Have an Opportunity to Improve Consumers’ Credit Capabilities
May 10, 2023  |  Financial Inclusion

With millions of Americans still struggling to access traditional credit options, achieving full financial inclusion will be neither quick nor easy. With an estimated 307...

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FinTechs Clear Credit Path for 57% of Subprime Millennials
FinTechs Clear Credit Path for 57% of Subprime Millennials
May 08, 2023  |  Financial Inclusion

With concerns over the banking system dominating the news after the collapse of Silicon Valley Bank and others, it can be easy to lose sight...

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Why Standardization Could Aid BNPL Customers
Why Standardization Could Aid BNPL Customers
March 31, 2023  |  BNPL

Regulators worldwide are bearing down on BNPL providers over concerns about overspending, debt accumulation, and privacy invasion. Omri Flicker, chief legal and risk officer at...

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Why Some BNPL Providers Aren’t Sweating New Regulations
Why Some BNPL Providers Aren’t Sweating New Regulations
March 30, 2023  |  BNPL

Buy now, pay later (BNPL) payments have exploded in popularity in the past several years, now with more than 360 million users worldwide. While BNPL...

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