credit risk

Credit risk is the risk of default on a debt that may arise from a borrower failing to make required payments. In the first resort, the risk is that of the lender and includes lost principal and interest, disruption to cash flows, and increased collection costs. The loss may be complete or partial.

(source: en.wikipedia.org)

How Mastercard Uses AI To Fight Fraud And Make Better Credit Decisions
How Mastercard Uses AI To Fight Fraud And Make Better Credit Decisions
July 08, 2020  |  Artificial Intelligence

Mastercard is harnessing artificial intelligence (AI) in a bid to hit fraudsters hard by searching for emerging patterns of criminal activity before they become major problems,...

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Esker’s Credit Management Tool Aims To Improve Credit-To-Cash Process
Esker’s Credit Management Tool Aims To Improve Credit-To-Cash Process
June 11, 2020  |  B2B Payments

Process automation and cloud computing firm Esker has announced its new Credit Management solution to aid companies in getting the most out of their credit-to-cash...

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As Pandemic Reshapes Consumer Behavior And Credit Risk: In AI We Trust?
As Pandemic Reshapes Consumer Behavior And Credit Risk: In AI We Trust?
May 01, 2020  |  Artificial Intelligence

The hoarding might be done. Toilet paper is no longer a precious commodity. Grocery shelves are (relatively) well-stocked. As the pandemic continues to take root in the...

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Banks Aim AI At Credit Risk, Payments Services
Banks Aim AI At Credit Risk, Payments Services
April 29, 2020  |  Artificial Intelligence

Of the seemingly inexhaustible uses of artificial intelligence (AI) in the financial sector, its applications around managing credit risk and optimizing payment services are among...

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Using AI To Keep Issuers On The Right Side Of Credit Risk
Using AI To Keep Issuers On The Right Side Of Credit Risk
January 13, 2020  |  Mastercard

As 2020 gets into full swing, artificial intelligence (AI) is in a peculiar position. It’s like that cool new kid everyone knows is coming to...

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Reading Tea Leaves – And Ripple Effects – Of Corporate Default Risk  
Reading Tea Leaves – And Ripple Effects – Of Corporate Default Risk  
November 22, 2019  |  Debt

There’s the old saying: When you owe $500,000, the lender owns you. When you owe $50 million, well, you own the lender. The scenario comes...

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Girding for the $17 Trillion Negative Interest Rate Debt Trap
Girding for the $17 Trillion Negative Interest Rate Debt Trap
August 26, 2019  |  Economy

The world is awash in debt marked by negative interest rates. It’s a $17 trillion warning sign of overextended corporate borrowing and lending, CreditRiskMonitor CEO...

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