credit risk

Credit risk is the risk of default on a debt that may arise from a borrower failing to make required payments. In the first resort, the risk is that of the lender and includes lost principal and interest, disruption to cash flows, and increased collection costs. The loss may be complete or partial.

Source: en.wikipedia.org

Plaid Launches Credit and Fraud Models Fueled by Cash Flow Data

Plaid Launches Credit and Fraud Models Fueled by Cash Flow Data
Plaid Launches Credit and Fraud Models Fueled by Cash Flow Data
October 06, 2026  |  Consumer Finance

Plaid is adding new capabilities and artificial intelligence (AI) models to its network that powers digital finance, aiming to help financial firms with their decisions...

READ MORE >
Bank of America Strategists Say Prediction Markets and Sports Gambling Could Pressure Credit Quality
Bank of America Strategists Say Prediction Markets and Sports Gambling Could Pressure Credit Quality
November 25, 2025  |  Consumer Finance

Bank of America strategists reportedly expect consumers’ growing use of prediction markets and sports gambling sites to create new credit risk for lenders. Users’ losses...

READ MORE >
DigiFi Adds ValidiFI’s Credit Risk Solutions to Automated Digital Lending Platform
DigiFi Adds ValidiFI’s Credit Risk Solutions to Automated Digital Lending Platform
December 04, 2024  |  Partnerships

ValidiFI and DigiFi have partnered to provide lenders with automated, streamlined credit decisioning. In a new strategic integration, ValidiFI’s credit risk solutions will be added...

READ MORE >
Rich Data Co to Accelerate Expansion of AI Decisioning Platform
Rich Data Co to Accelerate Expansion of AI Decisioning Platform
August 05, 2024  |  Artificial Intelligence

Australian company Rich Data Co (RDC) has secured an additional AU$9 million (about $5.9 million) in funding to accelerate the expansion of its artificial intelligence...

READ MORE >
How Cash Flow Insights Are Building Tomorrow’s Credit Products
How Cash Flow Insights Are Building Tomorrow’s Credit Products
December 12, 2023  |  Loans

The lending landscape is undergoing a system-level shift that promises to benefit both borrowers and lenders. FinTech innovations, and an evolving mindset within the industry,...

READ MORE >
The Easiest Way for Suppliers to Lose Business Is With Manual AR
The Easiest Way for Suppliers to Lose Business Is With Manual AR
October 26, 2023  |  B2B Payments

It’s said that change is the only constant in business, but that doesn’t mean firms need to consistently adapt to every new trend. This is...

READ MORE >
Credit Sesame CEO: Outdated Credit Scoring Renders 44 Million Potential Borrowers Invisible
Credit Sesame CEO: Outdated Credit Scoring Renders 44 Million Potential Borrowers Invisible
July 06, 2021  |  Consumer Finance

“How much cash you have and how you use your cash is really an important data point that can be used to assess someone’s creditworthiness.”...

READ MORE >
Avant CEO: Near-Prime Consumers Aren’t As Risky As Incomplete Data Suggests
Avant CEO: Near-Prime Consumers Aren’t As Risky As Incomplete Data Suggests
June 17, 2021  |  Risk Management

The last 16 or so months has triggered a full reset of almost every part of consumers’ lives, as they were forced to rewire themselves to...

READ MORE >