credit risk

Credit risk is the risk of default on a debt that may arise from a borrower failing to make required payments. In the first resort, the risk is that of the lender and includes lost principal and interest, disruption to cash flows, and increased collection costs. The loss may be complete or partial.

Source: en.wikipedia.org

Banks Aim AI At Credit Risk, Payments Services

Banks Aim AI At Credit Risk, Payments Services
Banks Aim AI At Credit Risk, Payments Services
April 29, 2020  |  Artificial Intelligence

Of the seemingly inexhaustible uses of artificial intelligence (AI) in the financial sector, its applications around managing credit risk and optimizing payment services are among...

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Using AI To Keep Issuers On The Right Side Of Credit Risk
Using AI To Keep Issuers On The Right Side Of Credit Risk
January 13, 2020  |  Payment Methods

As 2020 gets into full swing, artificial intelligence (AI) is in a peculiar position. It’s like that cool new kid everyone knows is coming to...

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Reading Tea Leaves – And Ripple Effects – Of Corporate Default Risk  
Reading Tea Leaves – And Ripple Effects – Of Corporate Default Risk  
November 22, 2019  |  Debt

There’s the old saying: When you owe $500,000, the lender owns you. When you owe $50 million, well, you own the lender. The scenario comes...

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Girding for the $17 Trillion Negative Interest Rate Debt Trap
Girding for the $17 Trillion Negative Interest Rate Debt Trap
August 26, 2019  |  Economy

The world is awash in debt marked by negative interest rates. It’s a $17 trillion warning sign of overextended corporate borrowing and lending, CreditRiskMonitor CEO...

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Equifax Acquires PayNet
Equifax Acquires PayNet
April 25, 2019  |  Partnerships

Equifax announced that it has acquired PayNet, a provider of credit ratings on small businesses (SMBs). Through its use of state-of-the-art analytics, PayNet provides commercial...

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China’s PINTEC Acquires Bank SaaS Firm InfraRisk
China’s PINTEC Acquires Bank SaaS Firm InfraRisk
March 12, 2019  |  B2B Payments

China-based financial services technology firm PINTEC Technology has announced its acquisition of Australia-based InfraRisk. PINTEC said in a press release on Monday (March 11) that it...

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