PYMNTS Study

58% of Freelance and Contract Workers Would Pay to Get Paid Faster
58% of Freelance and Contract Workers Would Pay to Get Paid Faster
May 01, 2024  |  Disbursements

Nearly three-quarters of consumers want their disbursements paid to them instantly, but only one-third actually receive them instantly. Whether they are getting earnings, income payments,...

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34% of Gen Z Consumers Say Splurging Contributes to Financial Distress
34% of Gen Z Consumers Say Splurging Contributes to Financial Distress
April 30, 2024  |  Consumer Insights

Spoiler alert: The title of PYMNTS Intelligence’s new report, “Why 60% of Gen Z’s Live Paycheck to Paycheck” gives away a key finding. Six in 10 Generation...

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When Consumers Buy Electronics, Online Marketplaces Beat Physical Stores
When Consumers Buy Electronics, Online Marketplaces Beat Physical Stores
April 30, 2024  |  eCommerce

Typically, consumers’ preferred purchasing channel remains the physical store, but when it comes to buying electronics, shoppers turn to third-party marketplaces for affordability and convenience. By the...

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81% of Small Businesses Get Paid via Ad Hoc Payments
81% of Small Businesses Get Paid via Ad Hoc Payments
April 30, 2024  |  SMBs

Eight in 10 small- to medium-sized businesses (SMBs) get paid via ad hoc payments for the goods and services they provide to larger organizations. The...

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Low-Income Consumers Choose Retailers Over D2C When Shopping Online
Low-Income Consumers Choose Retailers Over D2C When Shopping Online
April 29, 2024  |  eCommerce

When low-income shoppers tap digital channels, they prefer to shop with retailers rather than going straight to brands’ eCommerce shops, trusting stores to offer them...

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Study Finds Only Half of Consumers Satisfied With Embedded Lending Options
Study Finds Only Half of Consumers Satisfied With Embedded Lending Options
April 26, 2024  |  VISA

Lenders in key global markets offer an ever-increasing range of consumer credit products. Still, consumers express dissatisfaction with the current options. Just 50% of consumers...

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Real-Time Payments Help Cure Small Business Healthcare Provider Finances
Real-Time Payments Help Cure Small Business Healthcare Provider Finances
April 25, 2024  |  Real-Time Payments

Small to mid-sized businesses (SMBs) in the healthcare provider segment now use real-time payments more widely than other payment rails. PYMNTS Intelligence finds that in...

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Working Capital Index Finds Central Europe and EMEA Ripe for Growth
Working Capital Index Finds Central Europe and EMEA Ripe for Growth
April 24, 2024  |  VISA

Working capital enables companies to avoid disturbances in operations in the short term and power growth in the long term. In the Central Europe, Middle...

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New Data: 93% of Card-Linked Offer Users Come Back for More
New Data: 93% of Card-Linked Offer Users Come Back for More
April 23, 2024  |  Loyalty & Rewards

Card-linked offers, which provide special savings or rewards attached to a merchant or product, are popular: Roughly 2 in 5 cardholders consistently use them. PYMNTS...

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