Search results for ""paycheck-to-paycheck""

April 22, 2024
Express Files for Bankruptcy as Gen Z Shoppers Redefine Fast...

With young consumers’ fashion habits rapidly evolving alongside quickly changing social media trends, Express has not been able to keep up. The fast-fashion company, which in addition to its self-titled...


April 22, 2024
Gen Z Shoppers Want Things, Not Experiences

As consumers save for big purchases, Gen Z is proving to be the only generation that would rather save up for an object they will get to keep than an...


April 22, 2024
Albertsons: Digital Rewards Keep Shoppers Spending

As ongoing financial challenges have grocery shoppers more cautious about their purchasing, many are seeking out digital rewards.  In its fourth quarter and full year fiscal 2023 financial results, Albertsons Companies shared that...


April 20, 2024
From Heineken’s Dumb Phone to T-Pain, ’00s Make a Comeback

From the rise of social networking to a more fractured media landscape to the integration of artificial intelligence (AI) into daily life, the world looks very different now than it...


April 19, 2024
Shoppers May Ditch Preferred Merchants If Credit Card Surcharges Expand

With consumers struggling under ongoing financial challenges, many may find credit card surcharges to be the proverbial straw that breaks the camel’s back, leading them to be less loyal to...


April 19, 2024
P&G: Shoppers Are Done Trading Down to Private-Label

Many consumers may have traded down to private-label brands in earlier stages of the current period of high inflation, but now, according to Procter & Gamble, shoppers are consistently staying...


April 18, 2024
Congress Advances Earned Wage Access Bill as Popularity Grows

When is a loan not a loan? That is, in one sense, the question at the heart of proposed new federal legislation around earned wage access (EWA) that is coming on the...


April 18, 2024
Financial Challenges Prompt Car Shoppers to Look to Secondhand Options

Economic challenges or no, consumers still need to get where they are going, and many are now opting for secondhand sellers when buying vehicles, unable to justify the price of...


April 18, 2024
Marqeta and Rain Team to Offer Earned Wage Access Debit...

Marqeta is expanding its earned wage access program with assistance from financial wellness provider Rain. The card-issuing platform announced its collaboration with Rain Thursday (April 18), with Marqeta powering the Rain Card,...


Living Paycheck to Paycheck: Real-Time Payments for Financial Health
A Paycheck-to-Paycheck Consumer Needs Faster Payouts With 60% of U.S. consumers now living paycheck to paycheck, PYMNTS examines the latest support for using real-time payments and instant payroll as a vital tool to help consumers manage their cash flow more efficiently without tapping into short-term credit. Read more in the “Real-Time Payments Tracker®,” a collaboration with The Clearing House.
New Reality Check: The Paycheck-to-Paycheck Report: Why One-Third of High Earners Live Paycheck to Paycheck

Bad Financial Management Habits Lead 30% of Affluent Consumers to Live Paycheck to Paycheck

The affluent are not exempt from living paycheck to paycheck, according to PYMNTS Intelligence’s latest exclusive study of 4,285 U.S. consumers, “New Reality Check: The Paycheck-to-Paycheck Report: Why One-Third of High Earners Live Paycheck to Paycheck.” This report goes beyond inflation to explore how poor savings habits and discretionary spending are making even the very wealthy feel pinched.