Regulation

Regulation
CFPB Final Rule on Credit Unchanged From Industry-Supported Proposal
April 22, 2026

The Consumer Financial Protection Bureau (CFPB) published its final rule on the Equal Credit Opportunity Act (Regulation B) on Wednesday (April 22). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Regulation
Labor Department Proposes Unified Joint Employer Standard
April 22, 2026

The Department of Labor has proposed a rule clarifying joint employer status under federal wage and hour laws, saying the proposal would make it simpler for employers to comply with the laws and for employees to understand their rights. Get the Full Story Complete the form...

Regulation
Congress Moves to Give FinTechs Direct Fed Payment Access With PACE Bill
April 22, 2026

The future of payments infrastructure may hinge less on technology than on who is permitted to connect to it. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Regulation
House Bill Would Reduce Small Lenders’ Reporting Requirements
April 22, 2026

A bill that would reduce small lenders’ reporting requirements was one of four bills the House Financial Services Committee advanced to the House of Representatives on Tuesday (April 21). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Regulation
OCC Enters the Interchange Fight and Raises the Stakes
April 20, 2026

The Office of the Comptroller of the Currency is moving on two fronts to reshape how interchange is governed in the United States, pushing federal oversight into a fight that started in Illinois but won’t stay there. Get the Full Story Complete the form to...

Regulation
CFTC Chairman Says AI Helps Agency Run More Like a Business
April 16, 2026

The Commodity Futures Trading Commission (CFTC) is using artificial intelligence to boost efficiency, CFTC Chairman Michael S. Selig told a congressional committee Thursday (April 16). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Regulation
Ad Agencies Resolve FTC Charges of Illegal Digital Ad Boycotts
April 15, 2026

The Federal Trade Commission (FTC) and eight states have reached a settlement with three advertising agencies that they accused of unlawfully colluding on the placement of digital ads. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Regulation
US Treasury Ramps Up Private Credit Oversight Efforts
April 15, 2026

The Treasury Department has been holding one-on-one meetings with private credit leaders for months and is now asking for written responses to its requests for data, Punchbowl News reported Wednesday (April 15), citing unnamed sources. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Regulation
CFTC Names Task Force to Set AI and Prediction Market Rules
April 10, 2026

The Commodity Futures Trading Commission (CFTC) has announced the members of its newly formed Innovation Task Force (ITF). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...