Search results for "financial services"

September 16, 2010
Dodd-Frank Wall Street Reform and Consumer Protection Act

Jun 28, 2010, 7:00am Washington, DC – Americans have faced the worst financial crisis since the Great Depression.  Millions have lost their jobs, businesses have failed, housing prices have dropped,...


September 16, 2010
NRF Calls Signing of Swipe Fee Fix Important First Step,...

Jul 21, 2010, 12:12pm The National Retail Federation welcomed today’s signing of financial reform legislation that includes landmark provisions to control the $48 billion in credit and debit card swipe...


September 16, 2010
What Does the Credit Card Market Have In Common with...

by Joshua M. Frank (bio) The credit card industry is highly concentrated.  Ninety percent of the lending market is controlled by the top 10 issuers, yet there still appears to...


September 16, 2010
How the Consumer Financial Protection Agency Act of 2009 Would...

As part of its overhaul of financial services regulation the Obama Administration has proposed stronger protection of consumers of financial products and services.[1] The Consumer Financial Protection Agency Act of...


September 16, 2010
Why Now Is Not the Right Time to Revamp Consumer...

The following is based on remarks made by David S. Evans at the New York Federal Reserve Board-New York University Conference on Regulating Consumer Financial Products, January 6, 2010, New...


September 16, 2010
Even With ‘No Dog in the Fight’, Phil Tomlinson Doubts...

A PYMNTS.com Exclusive By Philip W. Tomlinson, TSYS Chairman of the Board and CEO TSYS® serves most of the constituents in nearly every part of the payments chain – from...


September 16, 2010
What’s Next with the Consumer Financial Protection Board: Insights from...

The Consumer Financial Protection Board, which was set up by Title X of the Dodd-Frank Act, is waiting for the President to appoint a director to organize the new agency...


September 16, 2010
Elizabeth Warren Bound for Treasury Role, But What About the...

Elizabeth Warren reportedly has a new job, but it’s not director of the Consumer Financial Protection Bureau. Instead, the Los Angeles Times reports that she is headed to the Treasury...


September 15, 2010
eCommLink- Pioneering Personalized Prepaid Platforms

Peter Zuong has held executive positions at State Farm Insurance & Financial Services, California Institute of Technology, Bank of America and Wells Fargo Bank. Yet he still maintains a love...


Generative AI Tracker®: Banking on AI: Financial Services Sector Harnesses Generative AI for Security and Service

GenAI is rapidly gaining traction in the financial services sector, but executives worry about the risk of spreading financial misinformation and exposing sensitive data to security breaches. The latest “Generative AI Tracker®,” a collaboration with AI-ID, examines what experts and bankers say is needed to get bankers over the hump.

Credit Unions and Community Banks Gain Credit Card Issuing Momentum
Credit-Seeking Consumers Give Credit Unions and Community Banks a Second Look The share of consumers whose primary credit card is with a national bank has fallen from 76% in 2020 to 68% in 2023. PYMNTS Intelligence’s latest study of 2,088 consumers, “Credit Unions and Community Banks Gain Credit Card Issuing Momentum,” a PYMNTS Intelligence and Elan Credit Card, reveals how smaller FIs can position themselves to take a share of national banks’ cardholders by offering key features.