March 05, 2010
Consumer Payment Choice
Remaining Relevant: Seven Consumer Trends to Watch—and Act OnMasterCard, in collaboration with GfK Roper Consulting, has identified the 7consumer trends that are having the greatest impact on the banking &...
March 04, 2010
ReliaCard Visa Debit Card
The U.S. Bank ReliaCard® Visa® was recently honored as the “Best Government-Funded Program” at the 2010 Paybefore Awards. The Paybefore Awards recognize the best products and programs in the prepaid...
December 18, 2009
Small Business Owners Re-Think Technology Usage as They Navigate Tough...
Faced with an uncertain economy, some business owners are re-evaluating their use of technology. The latest Wells Fargo/Gallup Small Business Index, surveyed October 5-9, shows over half of respondents (58...
December 16, 2009
The Decade’s 12 Greatest Developments in Payments: #10 Collateral Damage...
The decade ended with the start of the most severe financial crisis the world has faced since the Great Depression of the 1930s. In many respects the payments industry was...
December 03, 2009
How the Consumer Financial Protection Agency Act of 2009 Would...
As part of its overhaul of financial services regulation the Obama Administration has proposed stronger protection of consumers of financial products and services.[1] The Consumer Financial Protection Agency Act of...
December 03, 2009
Should We Ban Credit Cards? The Radical Policies Advocated by...
In the previous two entries in this series I introduced you to the field of behavioral economics and then described some of the empirical work and insights from this new...
November 07, 2009
Don’t Kill Credit
Unemployment will be over 10 percent soon, the economy remains fragile, and despite bursts of optimism the recovery looks like it is going to be long and slow. Weighing down...
November 07, 2009
Three Problematic Truths About the Consumer Financial Protection Agency Act...
The creation of a new Consumer Financial Protection Agency (“CFPA”) is a very bad idea and should be rejected. The proposal is not salvageable and cannot be improved in substance...
November 07, 2009
The Consumer Financial Protection Agency and the Hazards of Regulatory...
The United States is in the midst of an important debate about how best to protect consumers of financial services and products. The Administration has proposed the creation of a...
