December 10, 2020
Vertical Restraints in a Digital World
The subject of vertical restraints is well-trod territory in antitrust. Most of the cases, and economic literature, have focused, however, on the physical world of manufacturers and distributors. This paper...
December 01, 2020
Alt-Credit App Horserace Is On For the Holidays
Some weeks there’s a lot of action to cover, as is the case with the latest installment (pun intended) of PYMNTS Provider Ranking of Alternative Credit Apps. All but two...
November 23, 2020
Dueling Outlooks Disagree About Discount-Driven Holiday Selling
Nobel laureate Niels Bohr once quipped, “Prediction is very difficult, especially if it’s about the future.” If he thought physics predictions were tough, try 2020 retail sales. Even physicists won’t...
October 22, 2020
How BNPL Became This Holiday Season’s Hottest Payments Trend
At this point, half-a-year in and with no clearly defined end in sight just yet, the fact that we’re living in a changed world is an undeniable reality. Some of...
October 20, 2020
Etsy To Offer Klarna’s Buy Now, Pay Later Payment Option
Etsy, the online marketplace for creative gifts, is set to roll out use of the Klarna buy now, pay later (BNPL) shopping payment solution. Klarna’s BNPL service will be available...
October 15, 2020
Alternative Credit Apps Look To Gifting Season In Latest Provider...
From venture capital to the most hallowed names in retailing to lions of luxury brands, buy now, pay later (BNPL), installment payments and point-of-sale (POS) credit are expanding their appeal...
August 31, 2020
Alt Lending Apps Show Staying Power In New Rankings
It goes by many names. “Instant credit.” “Point-of-sale (POS) lending.” And the moniker perhaps best-known — “buy now, pay later” — attends this dynamic corner of commerce, as reflected in...
August 27, 2020
Klarna Sees 615 Pct Increase In Net Losses
Klarna, the Swedish-based global payments and by now, pay later (BNPL) provider, reported mixed results for 2020’s first half — a 37 percent jump in operating income, but a 903...
August 19, 2020
MarcusPay’s Buy Now Pay Later Product Takes Off With JetBlue
Buy now, pay later (BNPL) point-of-sale credit is such a productive lending model that giant financial brands are getting into the act, adding debt consolidation, home improvement and unsecured loans...