August 18, 2020
Afterpay Adds More Retailers To Its BNPL Network
Afterpay, the Australian buy now, pay later (BNPL) company operating in the U.S., has partnered with beauty, fitness and casual fashion retailers Charlotte Tilbury, Fenty Skin, Fila, Huda Beauty, Puma...
August 06, 2020
Lightspeed, Stripe To Offer SMB Loans
Lightspeed and Stripe have teamed up to launch Lightspeed Capital, which will, initially offer loans aimed at small and medium-size businesses (SMBs) in the U.S., Lightspeed announced. The program will...
July 29, 2020
Alt-Credit Love Is In The Air
The alternative or alt-credit space — known variously as point-of-sale (POS) credit, “buy now, pay later” (BNLP) or installment payments — remains one of the hottest business stories of the...
July 14, 2020
Call It Alt-Credit Or POS Lending, ‘Buy Now, Pay Later’...
Installment credit at the digital point of sale has been gathering steam among investors, consumers and providers for the last few years, long before pandemic frugality was a thing. That...
June 29, 2020
‘Buy Now, Pay Later’ Readies For Pent-Up Demand
With U.S. banks seeing the savings rate hit a historic 33 percent in April, COVID-19 has fundamentally reordered financial priorities for people and businesses. Yet despite the new frugality, pent-up...
June 24, 2020
Hybrid Differentiation and Competition Beyond Markets
Hybrid differentiation occurs when a platform discriminates among businesses in a related market in which it is not active itself with the aim to increase or maintain its competitive advantage...
May 27, 2020
Alt-Credit Apps Hold Steady In New Provider Ranking
Installment plan shopping has never seemed more appealing than now, in a retail and economic landscape left in tatters by the COVID-19 pandemic. Accordingly, big players in the alternative credit...
April 29, 2020
Alternative Credit Apps Ranked For April
Alternative credit is as hot as it gets, with various players raising astronomical sums from investors and opening up vast new markets. In the latest updates of PYMNTS’ Provider Ranking...
March 10, 2020
Alt-Credit Apps Ride The ‘BNPL’ Wave
Peer-to-peer (P2P) instant money apps and real-time payments (RTP) are the most exciting developments in getting paid in decades, and alternative credit is having the same effect on borrowing. This...