Search results for "debt"

September 17, 2010
New Era Debt Solutions Sees Continued Consumer Risks Amid New...

Feb 22, 2010, 7:20pm Today, new bank regulations under the Credit Card Accountability, Responsibility and Disclosure Act, also known as the Credit CARD Act of 2009, went into effect. According...


September 17, 2010
Less Than Half of U.S. Citizens Aware of the Credit...

Feb 12, 2010, 7:00am A February 2010 survey of 1,000 U.S. consumers revealed that just 48% are aware of the Credit CARD Act of 2009 that goes into effect on...


September 16, 2010
ClearPoint Credit Counseling Solutions: Chargers Gain with Pending Credit CARD...

Jan 19, 2010, 9:30am ClearPoint Credit Counseling Solutions is providing accessible information about the long-awaited consumer protections outlined under the “Credit Card Accountability Responsibility and Disclosure Act of 2009,” the...


September 16, 2010
Dodd-Frank Wall Street Reform and Consumer Protection Act

Jun 28, 2010, 7:00am Washington, DC – Americans have faced the worst financial crisis since the Great Depression.  Millions have lost their jobs, businesses have failed, housing prices have dropped,...


September 16, 2010
What Does the Credit Card Market Have In Common with...

by Joshua M. Frank (bio) The credit card industry is highly concentrated.  Ninety percent of the lending market is controlled by the top 10 issuers, yet there still appears to...


September 16, 2010
How the Consumer Financial Protection Agency Act of 2009 Would...

As part of its overhaul of financial services regulation the Obama Administration has proposed stronger protection of consumers of financial products and services.[1] The Consumer Financial Protection Agency Act of...


September 08, 2010
First-Party Fraud: Why It’s More Expensive Than You May Think...

First-party fraud (FPF) — fraud committed by individuals, typically a financial institution’s own customers who have no intent to pay — is not a new issue, but it is extremely...


August 19, 2010
Doing As They Say or Saying As They Do: Tax...

In recent years, credit card reward programs have become a basic component of personal finance. Credit card issuers use them to entice consumers to spend more on a given card....


July 18, 2010
Looking For The Impact of Dodd-Frank On Consumer Financial Services
...

With the capacity to absorb information now limited, to at least some extent, by the rules imposed on tweets and status updates, it should come as no surprise that much...


Buy Now Pay Later
Holiday Rebound: Apparel Retailers Drive Sales With Flexible Payment Options The “Buy Now, Pay Later Tracker®,” a PYMNTS and Afterpay collaboration, brings you the latest news and research from the buy now, pay later space. It features expert analysis of changing payment trends as well as insights from top insiders within the retail and fashion industries.
Declining Purchasing Power Pushes Consumers to Improve Credit Scores
Nearly Half of Consumers Who Tried to Increase Their Credit Scores Did Discouragement, fear and frustration stop consumers when it comes to improving their credit scores, with at least 15% either not knowing where to begin or afraid of taking on more debt. PYMNTS Intelligence’s latest study of 2,558 consumers reveals the knowledge and tools consumers need to succeed in today’s economic environment. Read more in “The Credit Accessibility Series: Declining Purchasing Power Pushes Consumers to Improve Credit Scores,” a collaboration with Sezzle.