Search results for "debt"

October 04, 2010
Financial Characteristics of Businesses in Bankruptcy by Elizabeth Warren and...

Authors: Elizabeth Warren (Harvard Law School) and Jay Lawrence Westbrook (University of Texas at Austin School of Law) Abstract:     The Business Bankruptcy Project is a five-year empirical study of about...


October 04, 2010
Bankrupt Children by Elizabeth Warren

Author: Elizabeth Warren (Harvard Law School) Abstract:     The missing players in bankruptcy are the families whose economic well-being will be tied to that of the filing debtor. They remain in...


October 04, 2010
Less Stigma or More Financial Distress: An Empirical Analysis of...

Authors: Elizabeth WarrenHarvard Law School Jay Lawrence WestbrookUniversity of Texas at Austin School of Law Teresa A. SullivanUniversity of Michigan at Ann Arbor Abstract: A central concern in domestic economic...


October 04, 2010
Did Bankruptcy Reform Fail? An Empirical Study of Consumer Debtors

Authors: Robert M. LawlessUniversity of Illinois College of Law Angela K. LittwinUniversity of Texas School of Law Katherine M. PorterUniversity of Iowa – College of Law; Harvard Law School John...


September 19, 2010
Is Borrowing Bad? The Critical Debate We Aren’t Having

There’s a critical debate this country must have but isn’t. Is borrowing money a bad thing that consumers and small businesses should be discouraged from doing in part by restraining...


September 17, 2010
New Era Debt Solutions Sees Continued Consumer Risks Amid New...

Feb 22, 2010, 7:20pm Today, new bank regulations under the Credit Card Accountability, Responsibility and Disclosure Act, also known as the Credit CARD Act of 2009, went into effect. According...


September 17, 2010
Less Than Half of U.S. Citizens Aware of the Credit...

Feb 12, 2010, 7:00am A February 2010 survey of 1,000 U.S. consumers revealed that just 48% are aware of the Credit CARD Act of 2009 that goes into effect on...


September 16, 2010
ClearPoint Credit Counseling Solutions: Chargers Gain with Pending Credit CARD...

Jan 19, 2010, 9:30am ClearPoint Credit Counseling Solutions is providing accessible information about the long-awaited consumer protections outlined under the “Credit Card Accountability Responsibility and Disclosure Act of 2009,” the...


September 16, 2010
Dodd-Frank Wall Street Reform and Consumer Protection Act

Jun 28, 2010, 7:00am Washington, DC – Americans have faced the worst financial crisis since the Great Depression.  Millions have lost their jobs, businesses have failed, housing prices have dropped,...


Buy Now Pay Later
Holiday Rebound: Apparel Retailers Drive Sales With Flexible Payment Options The “Buy Now, Pay Later Tracker®,” a PYMNTS and Afterpay collaboration, brings you the latest news and research from the buy now, pay later space. It features expert analysis of changing payment trends as well as insights from top insiders within the retail and fashion industries.
Declining Purchasing Power Pushes Consumers to Improve Credit Scores
Nearly Half of Consumers Who Tried to Increase Their Credit Scores Did Discouragement, fear and frustration stop consumers when it comes to improving their credit scores, with at least 15% either not knowing where to begin or afraid of taking on more debt. PYMNTS Intelligence’s latest study of 2,558 consumers reveals the knowledge and tools consumers need to succeed in today’s economic environment. Read more in “The Credit Accessibility Series: Declining Purchasing Power Pushes Consumers to Improve Credit Scores,” a collaboration with Sezzle.