December 02, 2009
Demystifying PCI Technologies
June 30, 2007 was a big day for data security. That was the deadline for organizations that store, process, or transmit credit card payments to be in compliance with the...
November 24, 2009
GAO to Congress on Interchange Fee Regulation: Yellow Light
Last week the General Accountability Office (GAO) released it much awaited report on interchange fees. Congress had asked the GAO, the respected investigative arm of Congress, to wade into this...
November 23, 2009
PCI Compliance – To Whom Are You Compliant?
A few years ago, in response to a growing number of data security breaches, the major credit card brands formed the Payment Card Industry Security Standards Council (PCI SSC). Since...
November 18, 2009
AmEx and Revolution Money – What a Difference a Day...
Just two days ago, I posted a question on LinkedIn about the one innovation in 2009 that had the potential to change the landscape for the next 2-3 years. Had...
November 17, 2009
Fact Sheet: Starbucks Card Mobile App
Starbucks Card information at your fingertips The new Starbucks Card Mobile App on the App Store is a breakthrough for Starbucks Card customers. Download the Starbucks Card Mobile App and...
November 09, 2009
The Invisible Engine Wars: Amazon and PayPal’s App Strategy; Will...
Amazon and PayPal have both announced aggressive efforts to persuade developers to use their payment technologies. Each of them has opened up a gateway into their payment platforms. They are...
November 07, 2009
Credit Where Credit Is Due
The credit card industry has few friends at the moment. The Credit Card Accountability Responsibility and Disclosure Act of 2009 recently signed into law by President Obama passed the House...
October 18, 2009
Statistical Profile: Tender Types
Aggregate purchase volume American Express, Discover, MC and Visa generated $3.069 trillion in purchase volume in 2008 (from consumer and commercial credit, debit and prepaid products).[1] ...
October 18, 2009
Intro to United States
Most American consumers carry several types of payment cards in their wallets. They typically have several credit cards which allow them to revolve payments on the charges they have made...
Glass half full, glass half empty? Only half of consumers are happy with the embedded lending options they find when shopping online. That’s only one of the key takeaways from a brand new PYMNTS Intelligence’s study, “The Embedded Lending Opportunity,” commissioned by Visa, that surveyed over 8,000 consumers in Australia, Germany, India, Japan, the U.K. and the U.S. to explore areas of unmet consumer need that embedded lending can fill.