January 16, 2010
Cooperation Models for the Development of Mobile Payment Solutions

Introduction The technological advances in the field of near-field contactless communications (NFC) and the development of sophisticated mobile applications have enabled mobile phones to become a potential means of payment....

January 16, 2010
Who Owns Mobile Money?

It has long been predicted that the digital revolution will transform the way people pay at their point-of-sale transactions. The end of the cash era could indeed have dramatic consequences,...

January 12, 2010
Barbarians at the Gate: The Coming Disruption of Retail Banking

How Prepaid Cards Enhanced with Mobile Delivery Create a New Competitive Paradigm   It can’t be fun being a banking executive these days. Your herd is being thinned, your bonus...

January 06, 2010
Why Paypal May Do to Payments What Apple Did to...

PayPal Will Open Up the Walled Garden of Payments   The 4th quarter of 2009 is definitely starting to feel like the dawn of a new age for e-commerce, with...

January 05, 2010
PCIDSS and the Legal Framework for Security: An Update on...

I. Introduction Consumer risks associated with unauthorized payment card usage have largely been assumed by others within the payment card matrix, leaving consumers mostly immune from financial liability. But related...

January 05, 2010
Cooperation Models for the Development of Mobile Payment Solutions

Introduction The technological advances in the field of near-field contactless communications (NFC) and the development of sophisticated mobile applications have enabled mobile phones to become a potential means of payment....

January 05, 2010
Payment Card Interchange Fees and Merchant Service Charges – An...

As payment cards have become an increasingly important electronic retail payment type in many countries, payment card fees, especially interchange fees, have become the source of a good deal of...

January 04, 2010
The Decade’s 12 Greatest Developments in Payments: #1 MasterCard and...

Why the MasterCard and Visa IPOs Were the Most Significant Development of the Last Decade MasterCard and Visa emerged as publicly traded financial powerhouses after four decades of working for...

December 29, 2009
The Decade’s 12 Greatest Developments in Payments: #3 Debit Cards

Debit Takes the Plastic Throne in the U.S. Think back to 1995. The Netscape IPO started the internet stock mania, Monica and Bill were just getting it on at the...