consumer credit

Klarna IPO Spotlights 10 Things to Know About the BNPL Consumer

Klarna IPO Spotlights 10 Things to Know About the BNPL Consumer
Klarna IPO Spotlights 10 Things to Know About the BNPL Consumer
September 11, 2025  |  Buy Now Pay Later

Klarna made its expected big splash on Wednesday (Sept. 10) with its New York Stock Exchange debut, raising roughly $1.37 billion at an IPO price...

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The Secret Financial Life of Six-Figure Households
The Secret Financial Life of Six-Figure Households
September 10, 2025  |  Consumer Insights

It seems logical: The more income you have, the more you can control your financial life by strategically planning spending and saving and avoiding playing...

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Revolving Debt Spikes and Signals a Buildup of Credit Card Balances
Revolving Debt Spikes and Signals a Buildup of Credit Card Balances
September 08, 2025  |  Credit Cards

Consumers in August loaded up on revolving debt, a category that includes credit cards, as they reversed a slowdown, and in some cases, paydowns, on...

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Why Millions Are Opting Out of Credit Before They Even Apply
Why Millions Are Opting Out of Credit Before They Even Apply
September 08, 2025  |  Consumer Finance

What if the biggest risk to your credit portfolio isn’t economic, but psychological? “Consumer Credit Economy: Strategy vs. Spontaneity—Navigating the Great Credit Divide,” a new...

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Card Delinquencies Below Pre-COVID Levels
Card Delinquencies Below Pre-COVID Levels
August 17, 2025  |  Credit Cards

Credit card delinquencies among American consumers reportedly crept up slightly last month. Get the Full Story Complete the form to unlock this article and enjoy...

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US Credit Card Delinquencies Creep Up Past Pre-COVID Levels
US Credit Card Delinquencies Creep Up Past Pre-COVID Levels
July 27, 2025  |  Credit Cards

U.S. credit card delinquencies and charge-offs are now higher than they were before COVID. Get the Full Story Complete the form to unlock this article...

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Earnings Season Sheds Light on State of Subprime Consumers
Earnings Season Sheds Light on State of Subprime Consumers
July 23, 2025  |  Consumer Finance

Earnings season has just begun, and financial firms have been weighing in on the state of consumer spending and whether consumers are meeting their debt...

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Loyalty Starts With Credit for Subprime Consumers, Says Concora CEO
Loyalty Starts With Credit for Subprime Consumers, Says Concora CEO
June 26, 2025  |  Consumer Finance

Watch more: Concora Credit’s CEO Looks to Expand Non-Prime Credit Access Through Partnerships Get the Full Story Complete the form to unlock this article and...

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LendingClub CEO Says Responsible Spending Deserves Rewards as Credit Dependency Soars
LendingClub CEO Says Responsible Spending Deserves Rewards as Credit Dependency Soars
June 18, 2025  |  Digital Banking

High-income Americans are drowning in debt despite six-figure salaries. LendingClub’s CEO Scott Sanborn believes the solution isn’t more credit — it’s rewarding people for using...

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