consumer credit

Walking the Pocketbook Tightrope: How Consumers Are Balancing Uncertainty and Spending

Walking the Pocketbook Tightrope: How Consumers Are Balancing Uncertainty and Spending
Walking the Pocketbook Tightrope: How Consumers Are Balancing Uncertainty and Spending
April 02, 2025  |  Consumer Insights

When economic winds shift, so do consumer spending habits. But not always in expected ways. Get the Full Story Complete the form to unlock this...

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Affirm to Expand Credit Reporting to Include All Payment Plans
Affirm to Expand Credit Reporting to Include All Payment Plans
March 19, 2025  |  BNPL

Affirm said Wednesday (March 19) that it plans to begin furnishing information about all of its payment plans to Experian on April 1. Get the...

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Retail Sales Show Dining Out Declines and eCommerce Gains Ground as Consumers Pull Back
Retail Sales Show Dining Out Declines and eCommerce Gains Ground as Consumers Pull Back
March 17, 2025  |  Consumer Insights

There’s increasing evidence that consumers are triaging their spending — picking and choosing where they will (or even can) allocate their money as tariffs and...

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Will Macro Pressures and ‘FICO Creep’ Be a Boon for Pay Later Options?
Will Macro Pressures and ‘FICO Creep’ Be a Boon for Pay Later Options?
March 10, 2025  |  Consumer Finance

Monday (March 10) marked another bloodletting on Wall Street, another slew of headlines about tariffs and trade wars. And as economic concerns mount, the picture...

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Revolving Debt and Credit Card Spending Muted in January
Revolving Debt and Credit Card Spending Muted in January
March 07, 2025  |  Consumer Finance

After a holiday spending frenzy, consumers have returned to a more normalized rate of spending, as measured in incremental borrowing on credit cards and other...

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50 Million Credit Card Outsiders May Be Winners as Banks Bid for Their Business
50 Million Credit Card Outsiders May Be Winners as Banks Bid for Their Business
February 27, 2025  |  Credit Cards

For years, the so-called “credit card outsiders,” a diverse group of American consumers that includes a variety of cohorts, have each independently resisted the credit...

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Consumer Borrowing Jumps by Record $40.8 Billion
Consumer Borrowing Jumps by Record $40.8 Billion
February 09, 2025  |  Consumer Finance

U.S. consumer borrowing saw a surprise surge in December, the largest increase on record. Get the Full Story Complete the form to unlock this article...

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How Banks Can Reengage the 53 Million Credit Outsiders
How Banks Can Reengage the 53 Million Credit Outsiders
February 07, 2025  |  Consumer Insights

A significant segment of the U.S. population — approximately 53 million individuals — remains outside the traditional credit card ecosystem. Get the Full Story Complete...

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Consumers With Cash Flow Gaps Are 3.5x More Likely to Use BNPL
Consumers With Cash Flow Gaps Are 3.5x More Likely to Use BNPL
February 06, 2025  |  Buy Now Pay Later

As U.S. consumers face cash flow shortages, many are turning to alternative payment methods like buy now, pay later (BNPL) to help them manage their...

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