consumer credit

The $700 Credit Card Club Gets Crowded as Issuers Fight for Wallet Space
The $700 Credit Card Club Gets Crowded as Issuers Fight for Wallet Space
March 09, 2026  |  Credit Cards

Consumer credit growth slowed in January but remained firmly positive, extending a trend that has been in place for nearly a year. In a nutshell,...

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As Credit Demand Accelerates, Issuers Face an Infrastructure Reset
As Credit Demand Accelerates, Issuers Face an Infrastructure Reset
March 03, 2026  |  Payments Innovation

Consumer credit is entering a new phase—one shaped by rising demand for flexibility, personalization and real-time control. As installment plans and hybrid repayment models become...

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New York Seeks Public Comment on Proposed BNPL Regulations
New York Seeks Public Comment on Proposed BNPL Regulations
February 23, 2026  |  BNPL

The New York State Department of Financial Services has published and opened for comment proposed regulations for buy now, pay later (BNPL) financing options. The...

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TransUnion to Acquire Mobile Division of RealNetworks
TransUnion to Acquire Mobile Division of RealNetworks
February 02, 2026  |  Partnerships

TransUnion plans to continue extending its business by acquiring the mobile division of RealNetworks. The acquisition will strengthen TransUnion’s communications solutions portfolio and expand its...

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Block’s Lending Tops $200 Billion Across Cash App, Afterpay and Square
Block’s Lending Tops $200 Billion Across Cash App, Afterpay and Square
January 20, 2026  |  Consumer Finance

Block has provided more than $200 billion in credit to customers across its Cash App Borrow, Afterpay and Square Loans products. The company has extended...

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A Nostalgic Look Back to 2016 With a PYMNTS Twist
A Nostalgic Look Back to 2016 With a PYMNTS Twist
January 19, 2026  |  Payments Innovation

As nostalgia sweeps across social media, touching everything from posts to playlists, 2016 has emerged as a reference point for how different things felt and...

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Fed Beige Book Shows Consumers Resilient Despite Uncertainty
Fed Beige Book Shows Consumers Resilient Despite Uncertainty
January 15, 2026  |  Economy

The Federal Reserve’s latest Beige Book strikes a cautiously upbeat tone, pointing to modest economic gains across much of the country even as businesses and...

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Affirm Adds Account Balances and Cash Flow Trends to Underwriting
Affirm Adds Account Balances and Cash Flow Trends to Underwriting
January 14, 2026  |  BNPL

Flexible payment provider Affirm is updating its underwriting to include richer real-time signals such as account balances and cash flow trends. The company is already...

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CFPB Draws Line Between Earned Wage Access and Credit
CFPB Draws Line Between Earned Wage Access and Credit
January 07, 2026  |  Legal & Regulation

Earned wage access is moving to solidify status as a core feature of modern work, reshaping how millions of workers manage cash flow between paydays....

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