consumer credit

Plaid Launches Credit and Fraud Models Fueled by Cash Flow Data

Plaid Launches Credit and Fraud Models Fueled by Cash Flow Data
Plaid Launches Credit and Fraud Models Fueled by Cash Flow Data
October 06, 2026  |  Consumer Finance

Plaid is adding new capabilities and artificial intelligence (AI) models to its network that powers digital finance, aiming to help financial firms with their decisions...

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Enova CEO Says Better Data, Not AI Hype, Will Decide Who Gets Credit
Enova CEO Says Better Data, Not AI Hype, Will Decide Who Gets Credit
August 07, 2026  |  Consumer Finance

Watch more: Need to Know With Enova’s Steve Cunningham Enova doesn’t want its customer relationships to end when the loan is repaid. That’s the larger...

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Why Buy Now, Pay Later Was Never Just About Credit
Why Buy Now, Pay Later Was Never Just About Credit
August 05, 2026  |  BNPL

I thought that would get your attention. The tale of two Lucys will make my point. Meet 22-year-old Gen Z Lucy. She’s buying a $120...

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Card Delinquencies Creep Up as Consumers Rely More on Credit
Card Delinquencies Creep Up as Consumers Rely More on Credit
July 26, 2026  |  Credit Cards

American card delinquencies ticked up in June amid a downturn in charge-offs at major banks. That’s according to the latest edition of Seeking Alpha’s Credit...

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OnePay and Upgrade Team on Personal Loan Program
OnePay and Upgrade Team on Personal Loan Program
July 20, 2026  |  Consumer Finance

Walmart-backed OnePay has teamed with fellow FinTech Upgrade to launch a consumer loan program. OnePay’s Personal Loans offering, announced Monday (July 20), is aimed at...

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Auto Refinancing Volume Doubles as Fed Cuts Rates
Auto Refinancing Volume Doubles as Fed Cuts Rates
June 28, 2026  |  Consumer Finance

The number of consumers who refinanced their auto loan in the first quarter nearly doubled compared to the same period two years earlier, The Wall...

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Meta Backs India’s Cred and Hires Founder to Run WhatsApp
Meta Backs India’s Cred and Hires Founder to Run WhatsApp
June 22, 2026  |  Facebook / Meta

Meta has invested $900 million in India’s Cred, and hired its founder to oversee WhatsApp. The deal values Cred at $4.5 billion, and gives Meta...

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Galileo Says Secured Credit Is Ready for Its Comeback
Galileo Says Secured Credit Is Ready for Its Comeback
June 22, 2026  |  Credit Cards

Watch more: Need to Know With Galileo’s Shankar Pandravada Secured credit cards, in theory, are a tremendously useful product, particularly for financially underserved consumers. But...

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