consumer credit

Affirm Earnings Put Consumer Credit, Private Credit in Focus

Affirm Earnings Put Consumer Credit, Private Credit in Focus
Affirm Earnings Put Consumer Credit, Private Credit in Focus
May 07, 2026  |  Buy Now Pay Later

Affirm’s latest quarter earnings call landed at a revealing moment for consumer finance. The company plays at the intersection of two of the most important...

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Revolving Credit Rates Rise as Everyday Expenses Pinch Consumers
Revolving Credit Rates Rise as Everyday Expenses Pinch Consumers
May 07, 2026  |  Consumer Finance

Americans are again leaning more heavily on credit cards to finance everyday life. Get the Full Story Complete the form to unlock this article and...

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Who Is the Subprime Consumer?
Who Is the Subprime Consumer?
May 07, 2026  |  Consumer Insights

Subprime consumers are often viewed through a narrow credit-risk lens. PYMNTS Intelligence’s “Who Is the Subprime Consumer? A Behavioral Profile” shows a different picture: a...

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Synchrony Puts Credit in the Test Kitchen
Synchrony Puts Credit in the Test Kitchen
April 28, 2026  |  Data

Watch more: What’s Next in Payments With Synchrony’s Anita Chalkley Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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Fed Data Signals Consumers Pulling Back on Credit Card Spending
Fed Data Signals Consumers Pulling Back on Credit Card Spending
April 07, 2026  |  Consumer Finance

Consumer credit continued to expand in February, though the latest data suggests households are becoming more selective in how they borrow and spend. Get the...

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Mobile Sports Betting Drives Up Credit Delinquency, NY Fed Says
Mobile Sports Betting Drives Up Credit Delinquency, NY Fed Says
March 30, 2026  |  Consumer Finance

When mobile sports betting is legalized, consumers’ financial health suffers, according to a study released Wednesday (March 25) by the New York Fed. Get the...

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The $700 Credit Card Club Gets Crowded as Issuers Fight for Wallet Space
The $700 Credit Card Club Gets Crowded as Issuers Fight for Wallet Space
March 09, 2026  |  Credit Cards

Consumer credit growth slowed in January but remained firmly positive, extending a trend that has been in place for nearly a year. Get the Full...

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As Credit Demand Accelerates, Issuers Face an Infrastructure Reset
As Credit Demand Accelerates, Issuers Face an Infrastructure Reset
March 03, 2026  |  Payments Innovation

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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New York Seeks Public Comment on Proposed BNPL Regulations
New York Seeks Public Comment on Proposed BNPL Regulations
February 23, 2026  |  Buy Now Pay Later

The New York State Department of Financial Services has published and opened for comment proposed regulations for buy now, pay later (BNPL) financing options. Get...

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