credit scores

FICO’s New Groove
FICO’s New Groove
March 14, 2017  |  Consumer Finance

About half of all Americans who took the SAT still remember their score 25 years later. Only about 40 percent of Americans, on the other...

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Equifax Uses Deep Neural Machine Learning To Improve Credit Scoring
Equifax Uses Deep Neural Machine Learning To Improve Credit Scoring
February 21, 2017  |  Innovation

While artificial intelligence, machine learning and other futuristic-seeming technologies have been resigned to the likes of Apple, Google, Microsoft, Amazon and Facebook, traditional companies are...

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FTC Lodges Charges Against Credit Bureau Center For Fake Rentals
FTC Lodges Charges Against Credit Bureau Center For Fake Rentals
January 19, 2017  |  Security & Fraud

The Federal Trade Commission on Wednesday (Jan. 18) lodged charges against Credit Bureau Center and three individuals for allegedly tricking consumers into signing up for...

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Chase Offering Free Credit Scores With Chase Credit Journey
Chase Offering Free Credit Scores With Chase Credit Journey
December 22, 2016  |  Consumer Finance

Chase Card Services, a division of JPMorgan Chase & Co., announced Wednesday (Dec. 21) the launch of a new website that helps consumers across the...

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Scoring The Unscorable
Scoring The Unscorable
February 15, 2016  |  Financial Inclusion

Creditworthy but unscorable. What gives? Old credit scoring models, for one. VantageScore sat down with PYMNTS to explain how using new credit scoring models can...

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The Consumer Credit Market Boom
The Consumer Credit Market Boom
December 03, 2015  |  Financial Inclusion

Six billion and counting. According to VantageScore, that’s how many credit scores generated by its model have been used by card issuers and other industry...

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Giving Credit (Scores) Where Credit Is Due
Giving Credit (Scores) Where Credit Is Due
November 20, 2015  |  News

A new survey says that U.S. consumers are tired of seeing their creditworthiness, or lack thereof, determined by outdated methods. Is the industry prepared to...

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Filling The Gaps With Big Data For SMEs Without Credit History
Filling The Gaps With Big Data For SMEs Without Credit History
July 14, 2015  |  In Depth

ZestFinance sits at the intersection of “Big Data” and machine learning, a two-pronged approach the company says can help determine the creditworthiness of the unbanked...

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