credit scores

FHFA Pushes Back New Credit Score Model For 2019
FHFA Pushes Back New Credit Score Model For 2019
March 30, 2018  |  Consumer Finance

The Federal Housing Finance Agency (FHFA) won’t be launching its new credit score model until at least 2019. According to American Banker, the annual progress...

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Credit Scoring Debate Climbs (Capitol) Hill
Credit Scoring Debate Climbs (Capitol) Hill
March 14, 2018  |  Regulation

It’s no secret that legislation on Capitol Hill often gets mired in controversy and debate. And that’s especially true with a series of clashes over the...

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Equifax Launches Consumer Finance Dataset
Equifax Launches Consumer Finance Dataset
February 27, 2018  |  Consumer Finance

Equifax, the credit scoring company still reeling from a massive data breach last year, announced news on Monday (Feb. 26) of the launch of Analytic...

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The Need/Convenience Credit Card Paradox
The Need/Convenience Credit Card Paradox
January 25, 2018  |  Consumer Finance

Life happens, as the saying goes. When life happens, though, all sorts of things also happen to financial visibility — including the ability to see...

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Ant Apologizes Over Credit Scoring Snafu
Ant Apologizes Over Credit Scoring Snafu
January 08, 2018  |  International

Following an online uproar, Chinese financial giant Ant Financial has apologized for auto-enrolling unsuspecting users of its new shopping profile service in its credit scoring...

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Priming The NearPrime Credit Pump
Priming The NearPrime Credit Pump
November 28, 2017  |  Data Drivers

No one is born with an 800 or 400 credit score. As many as 50 million Americans pass through the 600 to 700 score rang...

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Why Regulation Won’t Fix Credit Reporting Agencies
Why Regulation Won’t Fix Credit Reporting Agencies
September 18, 2017  |  Regulation

Some of the most memorable television commercials of the 1970s and 1980s were those promoting E. F. Hutton’s brokerage services. When its tagline, “When E....

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Affirm Challenges Retailers, FIs To Practice ’Honest Finance‘
Affirm Challenges Retailers, FIs To Practice ’Honest Finance‘
July 21, 2017  |  Alternative Finances

“Finance is pretty broken.” So started Affirm’s Co-Founder and CEO Max Levchin’s remarks at his firm’s first-ever AFFIRMation conference for its retail partners in San...

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CFPB Announces Final Judgments Against Four Credit Repair Companies
CFPB Announces Final Judgments Against Four Credit Repair Companies
June 28, 2017  |  CFPB

The Consumer Financial Protection Bureau (CFPB) announced news on Tuesday (June 27) that it filed two complaints and proposed final judgments against four California-based credit...

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