credit scores

Alt Data Sources Key to Improving Loan Access for the Financially Invisible
Alt Data Sources Key to Improving Loan Access for the Financially Invisible
September 27, 2021  |  Financial Inclusion

The problem of financial inclusion is an acute one in the United States. The Office of the Comptroller of the Currency has said that nearly...

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Most Consumers Overestimate Credit Scores But Still Want To Boost Them
Most Consumers Overestimate Credit Scores But Still Want To Boost Them
August 25, 2021  |  Consumer Finance

There can be a wide gap between perception and reality – in all facets of life, but especially when it comes to credit scores. After...

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Will Credit Sesame’s Digital Banking Push STACK Up?
Will Credit Sesame’s Digital Banking Push STACK Up?
June 17, 2020  |  Digital Banking

The challenger bank space is having a bit of a moment. LendingClub is buying Radius Bank. Green Dot is using the bank it already owns...

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CUs Eyeing Member Risk Must Look Beyond FICO Scores
CUs Eyeing Member Risk Must Look Beyond FICO Scores
June 03, 2020  |  Credit Unions

There are tough economies, and then there is the existential grappling, for consumers and small businesses alike, that is the hallmark of the COVID-19 pandemic. In...

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JPMC To Require 700 Credit Score, 20 Pct Down For New Mortgages
JPMC To Require 700 Credit Score, 20 Pct Down For New Mortgages
April 12, 2020  |  Loans

JPMorgan Chase is attempting to stave off the oncoming economic downturn by raising the standards on who can borrow from them for the time being,...

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Regulators Support Alternatives To Assess Creditworthiness
Regulators Support Alternatives To Assess Creditworthiness
December 04, 2019  |  Regulation

Federal banking regulators support using alternative methods to assess creditworthiness to help high-risk people get loans, The Wall Street Journal (WSJ) reported on Tuesday (Dec....

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How Faster Underwriting, Credit Analysis Unlock Faster Loan Payments
How Faster Underwriting, Credit Analysis Unlock Faster Loan Payments
November 18, 2019  |  Faster Payments

Consumers with poor credit and a lack of savings have few good borrowing alternatives when unexpected expenses arise. In the new Faster Payments Tracker, DecisionLogic...

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Can Real-Time Data Render Credit Scores Obsolete?
Can Real-Time Data Render Credit Scores Obsolete?
November 15, 2019  |  Faster Payments

The rise of faster peer-to-peer (P2P) payment services has had an unintentional ripple effect for businesses, banks and merchants. With customers able to send money...

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Credit Karma Debuts High-Yield Savings Account
Credit Karma Debuts High-Yield Savings Account
October 04, 2019  |  Digital Banking

Credit Karma, a company that enables people to gain access to their credit scores, is launching a high-yield savings account that customers can use through...

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