credit scores

US Credit Scores Soar To 704, But Debt Looms
US Credit Scores Soar To 704, But Debt Looms
September 25, 2018  |  Debt

New data shows that as U.S. credit scores hit their highest point since the Great Recession, Americans are also borrowing more than ever. According to...

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The $70K Dent The Financial Crisis Put In The US Consumer’s Pocketbook
The $70K Dent The Financial Crisis Put In The US Consumer’s Pocketbook
August 21, 2018  |  Alternative Finances

While the Great Recession technically began in Dec. 2007, most people remember a different date as the “real” start to the Great Recession: Sept. 15, 2008....

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Fintechs Are Going After Borrowers With Poor Credit
Fintechs Are Going After Borrowers With Poor Credit
August 14, 2018  |  Consumer Finance

FinTechs are going after another financial market void, this time providing loans to customers with low credit scores. According to a report in the Wall...

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Resetting Digital Delivery
Resetting Digital Delivery
May 30, 2018  |  Today In Data

Though ubiquity is talked up as a goal, for smartphones in the U.S., it has already achieved destination status as 80 percent of American adults...

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The New Workaday World
The New Workaday World
May 22, 2018  |  Today In Data

In the next year alone, the gig economy will generate around $1.4 billion in revenue for its workers, but $1.2 trillion will be paid out...

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Moody’s: Underwriting Standards Loosen, A Bit, In Q1
Moody’s: Underwriting Standards Loosen, A Bit, In Q1
May 09, 2018  |  Consumer Finance

It got a little easier to get credit in the first quarter, said Moody’s on May 8, but auto loans bear watching. The findings, contained...

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The (eCommerce) Race Is To The Swift
The (eCommerce) Race Is To The Swift
April 30, 2018  |  Today In Data

Going too slow these days is a costly error to make, as consumers don’t have the patience to wait for their merchants to catch up....

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Billtrust Expands Online Credit Capabilities With Credit2B Acquisition
Billtrust Expands Online Credit Capabilities With Credit2B Acquisition
April 25, 2018  |  Partnerships / Acquisitions

Billtrust announced it has acquired Credit2B, expanding its Quantum solution suite with the addition of business credit reports, online credit applications, machine learning credit scores and...

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Trusting Machines To Trust The Right Credit Applicants
Trusting Machines To Trust The Right Credit Applicants
April 11, 2018  |  Loans

Back in the olden days – circa 1950 and before – a customer who wanted a loan would walk into a bank and sit across...

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