Commentary

Featured Comments By Karen Webster
April 09, 2014

Here, we bring together commentary from one of the world's leading experts on emerging payments and a strategic advisor to CEOs and Boards of multinational players in the payments and commerce space - Karen Webster.

Commentary
Apps and Merchants and Payments, Oh My!
April 07, 2014

Ever wish it were as easy as having a pair of Ruby Red slippers to get where you want to be? In the case of retailers, it would be to that omnichannel nirvana where consumers download their apps and use them exclusively. But, as MPD...

Commentary
‘Mirror, Mirror, On The Wall, Whose Digital Wallet Will Be Used Most Of All?’
March 31, 2014

The Fed’s new mobile survey data contains a treasure trove of information on how mobile payments and digital wallets are doing. To guide us through the mass of data MPD CEO Karen Webster relies on a well-known and highly rigorous statistical technique to ferret out...

Commentary
6 Reasons to Call an EMV ‘Time Out’
March 23, 2014

Richard Clarke's assessment of the state of cybercrime in the U.S. started quite the conversation at The Innovation Project. So much of one, that it got MPD CEO Karen Webster to thinking about EMV's future as a "must-have" security protocol for card fraud. She's come...

Commentary
Millennials Say ‘Meh’ to Banks
March 17, 2014

Uh oh. More bad news for the banks. And this time it doesn’t come from the regulators. The source of bad news is the Millennial generation who have given traditional banks a big “meh” when it comes to the importance they place on banks vis...

Commentary
Mike Passilla Chase Merchant Services Speaks with Karen Webster CEO of PYMNTS.com
March 17, 2014

I had the chance to visit with Mike Passilla recently to get the scoop on the Chase Merchant Services (CMS) Group he leads at Chase and the value it delivers to consumers and merchants. I’ve written before that my view on CMS is that it...

Commentary
Michael Porter’s Five Forces And Payments Innovation
March 17, 2014

I feel like I’m back in school. In preparing for The Innovation Project’s lead off session with Professor Michael Porter, the father of competitive strategy, and 10 CEOs from across the established and emerging payments/commerce ecosystem, I decided to do a “five forces” framework analysis...

Commentary
Summer School: Opening Keynote
March 10, 2014

A deep dive into mobile payments. PYMMNTS Summer School Karen Webster Opening Keynote from PYMNTS.com

The Big Bitcoin Debate: Is Bitcoin More Than Money?
March 10, 2014

Today, the nattering nabobs of bitcoin negativity are smugly pointing to mounting evidence that Bitcoin is just one big bubble on its way to becoming something pretty itsy-bitsy. With prices flopping between $1,100, $500, $900, and then below $100, all in the space of a...