Consumer Finance

Consumer Finance
From Casinos to Hamburger Helper: How Families Stretch the Dollar
September 23, 2025

Households in the United States are struggling to cover their monthly expenses. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Consumer Finance
Why Empathy Is Credit’s Last Competitive Edge
September 18, 2025

Watch more: Need to Know Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive...

Consumer Finance
Paycheck-to-Paycheck Families Feel No Relief From Fed Rate Cut
September 17, 2025

The U.S. Federal Reserve’s quarter-point interest rate cut, a move widely expected after months on pause, offers a glimmer of hope for U.S. households, but it remains to be seen how quickly, and how deeply, relief will be felt in everyday budgets, especially for the...

Consumer Finance
TransUnion Says More Rent Payments Being Reported to Credit Reporting Agencies
September 15, 2025

More consumers’ rent payments are being reported to credit reporting agencies, possibly because of new laws and consumers self-reporting those payments, according to TransUnion. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Consumer Finance
Subprime Auto Lender Tricolor Files to Liquidate in Bankruptcy
September 10, 2025

Subprime auto lender Tricolor Holdings reportedly filed to liquidate in bankruptcy Wednesday (Sept. 10), the same day it was reported that banks were set to suffer hundreds of millions of dollars in combined losses from loans tied to the company. Get the Full Story Complete...

Consumer Finance
Why Millions Are Opting Out of Credit Before They Even Apply
September 08, 2025

What if the biggest risk to your credit portfolio isn’t economic, but psychological? “Consumer Credit Economy: Strategy vs. Spontaneity—Navigating the Great Credit Divide,” a new report from PYMNTS Intelligence in collaboration with i2c, uncovers a silent but critical threat: Millions of eligible customers are self-excluding...

Consumer Finance
Figure Technology Targets $2T Consumer Lending Market With Blockchain and AI  
September 04, 2025

Expanding access to credit remains one of the biggest challenges in consumer finance. Legacy systems continue to slow approvals, drive up costs, and limit access to capital. Figure Technology Solutions, in its public filing to offer about 26.3 million shares, is positioning itself as a...

Consumer Finance
Why $75K Feels Broke in 2025
September 01, 2025

On paper, earning $75,000 to $100,000 a year should place a household squarely in the American middle class. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Consumer Finance
Gen Z Savings Rise Despite Paycheck Strain
August 21, 2025

Most consumers in the United States live paycheck to paycheck, but young generations are finding ways to hold on to more of what they earn. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...