Consumer Finance

Consumer Finance
The Fragile Backbone of the US Economy: Inside the Labor Economy
October 27, 2025

The “Wage to Wallet™ Index: Measuring the Labor Economy’s Impact on U.S. Financial and Economic Health,” a collaboration between PYMNTS Intelligence, WorkWhile and Ingo Payments, shines a spotlight on the 60 million workers whose jobs form the connective tissue of the United States economy. These...

Consumer Finance
Rising Prices Leave a Third of Consumers Saving Less
October 24, 2025

Americans are sorting themselves into distinct budgeting tribes, and not all are thriving. The latest PYMNTS Intelligence Paycheck to Paycheck 2025 report finds that while more consumers say they want to be saving more next year, the reality is that optimism often outpaces behavior. Get the Full...

Consumer Finance
Only 21% of Consumers Created a Budget Last Year
October 23, 2025

Consumers in the United States may be strapped, but not everyone feels the same financial strain. The difference often comes down to how they budget. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Consumer Finance
Gen Z Credit Scores Plunge as Cost of Living Rises
October 19, 2025

For members of Generation Z, it’s becoming harder and harder to maintain good credit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Consumer Finance
Upgrade Valued at $7.3 Billion After $165 Million Funding Round Led by Neuberger
October 16, 2025

Upgrade has raised $165 million in a new funding round that values the FinTech at more than $7.3 billion, according to Bloomberg. The round, led by Neuberger Berman’s NB Alternatives Advisers, positions the San Francisco-based company for a potential initial public offering (IPO) within the...

Consumer Finance
Credit Limit Denials Undermine Cardholder Trust
October 10, 2025

When consumers ask for more credit, they’re not just seeking spending power—they are testing trust. The new PYMNTS Intelligence and Elan Credit Card report reveals how a single “yes” or “no” can redefine customer loyalty, shape financial confidence and even shift market share. Behind every...

Consumer Finance
Households Pump the Brakes on Credit as Economic Uncertainty Looms
October 07, 2025

Americans are walking a careful line as they navigate inflation and household balance sheets, leveraging credit where needed but showing signs of restraint. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Consumer Finance
Pool United Unveils Multi-User Financial Account for Consumers
October 06, 2025

Pool United unveiled a new multi-user financial account that allows consumers to add multiple users to a shared account, assign roles and permissions, and spend from a shared balance using the Pool Visa Debit Card. Get the Full Story Complete the form to unlock this...

Consumer Finance
SoFi Introduces Options Level 1 for Investing Platform
October 02, 2025

Digital financial services firm SoFi has announced a new expansion to its investing offering. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...