Ekata News and Reports

PSD2

PSD2 Tracker-November 2019

Inside the November Tracker
PSD2 Tracker

An interview with Paul Adams, director of payment acceptance at card acquirer and payment service provider Barclaycard, on achieving the balance between convenience and security under SCA

Notable headlines from around the space, including how the U.K. is responding to SCA and how it will affect its payment ecosystem in the event of a no-deal Brexit

A Deep Dive into SCA security requirements and their potential impact on customer satisfaction within the EU

PSD2 Tracker-October 2019

Inside the October Tracker
PSD2 Tracker

Notable headlines from around the space, including why Denmark and Finland have implemented SCA extensions

An interview with Nicolas Adolph, chairman of the European Association of Payment Service Providers for Merchants (EPSM), on how EU merchants are responding to SCA

A Deep Dive into how SCA complicates mobile authentication

PSD2 Tracker-September 2019

Inside the September Tracker
PSD2 Tracker
  • Notable headlines from around the space, including EU regulators’ plans to provide more time to the merchants that are largely unprepared for SCA
  • An interview with Paul Rodgers, chairman of payments trade body Vendorcom, on how merchants and partnering payment services will need to ensure their SCA verification methods measure up to customer preferences
  • A Deep Dive into how EU merchants and retailers could leverage biometric authentication to better comply with SCA

PSD2 - August 2019

Inside the August Tracker
PSD2 Tracker
  • Notable headlines from around the space, including why German regulators have issued warnings on text-based authentication under SCA
  • A Deep Dive into SCA exemptions and what merchants should know about them
  • An interview with Peter Robinson, payments advisor for EuroCommerce, on SCA and the merchant awareness problem

PSD2 - July 2019

Inside the July Edition
PSD2 Tracker
  • An interview with Patrick Langeveld, innovation driver for open banking at ING Bank, on how the FI is approaching API innovation to simplify PSD2 for clients and end customers
  • Notable headlines from around the space, including why European FIs like Rabobank are creating PSD2-compliant APIs for data sharing
  • A Deep Dive into how retailers are approaching SCA as they face potential losses under the rule

PSD2 - June 2019

Inside the June Tracker
PSD2 Tracker
  • Markos Zachariadis, associate professor of information systems and management at Warwick Business School, on how PSD2 is forcing banks to reevaluate their business models
  • Notable headlines from around the space, including how Sberbank Croatia and software provider Token.io are working together to comply with PSD2
  • A Deep Dive on PSD2-inspired regulations in Hong Kong, Singapore and Japan

PSD2 - May 2019

Inside The May Tracker
PSD2 Tracker
  • An interview with Cas Paton, founder of U.K-based eCommerce marketplace OnBuy, on why the marketplace is working with PayPal for PSD2 and SCA compliance
  • Notable headlines from around the space, including how banks like HSBC and UBS are upgrading their API portals to better serve developers
  • A Deep Dive on how social media and technology companies like Facebook and Google are innovating payments in an open banking world

PSD2 - April 2019

Inside the April Tracker
PSD2 Tracker
  • Notable headlines from around the space, including Hungary’s first GDPR compliance-related fine
  • A Deep Dive on PSD2’s adoption challenges, and how countries are countering them
  • An interview with Guillaume Princen, head of continental Europe for payments processor Stripe, on how the upcoming SCA mandate could pose a $100 billion problem

PSD2 - March 2019

Inside the March Tracker 
PSD2 Tracker
  • Petra Hielkema, division director for payments and markets infrastructure for De Nederlandsche Bank, on PSD2 adoption and customer awareness within the Netherlands
  • Notable headlines from around the space, including Raisin’s PSD2 partnership with Spanish bank Santander
  • A Deep Dive covering PSD2’s spread across Europe, open banking awareness and consumer trust

PSD2 - February 2019

Inside the February Tracker
PSD2 Tracker
  • An interview with Didier Baclin, chief innovation officer for P2P loan service Zopa, on PSD2 in the U.K. and its effect on merchant-customer relationships
  • Notable headlines from around the space, including the latest compliance and data policy news
  • A Deep Dive into GDPR and similar potential regulations in the U.S. and other countries

PSD2 - January 2019

INSIDE THE JANUARY TRACKER
PSD2 TRACKER
  • Jean-Christophe Lacour, head of merchant services at Amadeus Payments, tells PYMNTS about the impact that PSD2 is having on the travel industry and how travel organizations can prepare for upcoming changes
  • Notable headlines from around the space, including the latest news on financial regulations and data protection
  • A Deep Dive on PSD2 and its FCA exemptions

Merchants Guide To Navigating Global Payments Regulations

Merchants Guide To Navigating Global Payments Regulations-Aug2020

Inside the August Guide
Merchants Guide To Navigating Global Payments Regulations
  • An interview with Richard Ellison, founder of boutique wine company Wanderlust Wine, on why eCommerce merchants have lingering questions about how security rules and authentication standards such as SCA could affect sales and customer satisfaction
  • Notable headlines from the space, including a look at why California lawmakers are considering additional data protection changes and why U.K. trade association UK Finance recently published guidelines to help online merchants comply with SCA
  • A Deep Dive analyzing how open banking regulations must be adjusted to fight growing fraud risks and to protect merchants

Merchants Guide To Navigating Global Payments Regulations-July2020

Inside the July Tracker
Merchants Guide To Navigating Global Payments Regulations
  • An interview with Paula Arregui, chief operating officer at eCommerce marketplace MercadoLibre’s Mercado Pago payment unit, and João André Pereira, head of the financial system regulation department for Brazilian regulator Banco Central do Brasil, on how open banking initiatives in Latin America are changing during the COVID-19 pandemic and will shift in the future
  • Notable headlines from the space, including a four-stage open banking plan announced by Brazil’s central bank and national monetary council
  • A Deep Dive analyzing how the pandemic could affect open banking regulations in Brazil and Mexico and examining how regulators are responding to current trends

Merchants Guide To Navigating Global Payments Regulations-June2020

Inside the June Tracker
Merchants Guide To Navigating Global Payments Regulations
  • An interview with Maha El Dimachki, head of payments for the U.K. Financial Conduct Authority, on how the COVID-19 pandemic is affecting the adoption of contactless payments in the U.K. and what this shift means for SMBs
  • Notable headlines from around the space, including social media giant Twitter’s GDPR compliance struggles and FinTech HyperJar’s recent partnership to ensure PSD2 compliance on its digital banking platform
  • A Deep Dive analyzing how the COVID-19 pandemic is impacting the ways consumers are making payments and how payments are being regulated as well as what that means for SMBs involved in these transactions

Merchants Guide To Navigating Global Payments Regulations-May2020

Inside the May Tracker
Merchants Guide To Navigating Global Payments Regulations
  • An interview with U.K. trade association for financial and payment services UK Finance on how financial regulators are responding to the COVID-19 pandemic and what that means for merchants in the EU and U.K.
  • Notable headlines from around the space, including how EU regulators are addressing merchants’ concerns surrounding contactless payment limits and SCA authentication during during COVID-19 and what they mean for merchants in the EU and the U.K.
  • A Deep Dive analyzing how the pandemic has impacted the implementation of banking and privacy regulations in markets including Australia, the EU and the U.S., and what that  means for ongoing open banking developments

Merchants Guide To Navigating Global Payments Regulations-Apr2020

Inside the April Tracker
Merchants Guide To Navigating Global Payments Regulations
  • An interview with Evans Munyuki, chief digital officer for Dubai FI Emirates NDB, and Jinyoung Choi, a member of the Digital Finance Supervision Team for South Korea’s Financial Supervisory Service, about the importance of security and data privacy to banking interoperability
  • Notable headlines from around the space, including South Korea-based KB Kookmin Bank’s recent implementation of mobile authentication tools
  • A Deep Dive examining how open banking regulations are progressing in the Asia-Pacific during the COVID-19 pandemic

Merchants Guide To Navigating Global Payments Regulations-Mar2020

Inside the March Tracker
Merchants Guide To Navigating Global Payments Regulations
  • An interview with Nicholas Ahrens, vice president of innovation at the Retail Industry Leaders Association, on how U.S. merchants are working to comply with changing data privacy laws
  • Notable headlines from the space, including how state regulators in California, New York and Washington are upgrading open banking and privacy rules
  • A Deep Dive analyzing how retailers operating in multiple states are responding to increasingly fractured regulations for online transactions

Merchants Guide To Navigating Global Payments Regulations-Feb2020

Inside the February Tracker
Merchants Guide To Navigating Global Payments Regulations
  • Interviews with three experts on Chinese commerce and security regarding the country’s changing data and financial regulations and how they will affect merchants
  • Notable headlines from the space, including how companies in California are set to spend $55 billion to ensure data privacy compliance
  • A Deep Dive analyzing Chinese banking regulations and their global implications

Merchants Guide To Navigating Global Payments Regulations-Jan2020

Inside the January Tracker
Merchants Guide To Navigating Global Payments Regulations

An interview with the Monetary Authority of Singapore regarding APIs’ growing importance as it looks to issue five digital banking licenses

Notable headlines from around the space, including the European Data Protection Board’s updates to its GDPR guidelines

A Deep Dive exploring the effects of diverse open banking regulations worldwide

Merchants Guide To Navigating Global Payments Regulations-Dec19

Inside the December Tracker
Merchants Guide To Navigating Global Payments Regulations

An interview with Soner Canko, CEO of Turkish bank consortium Bankalarasi Kart Merkezi, on PSD2’s impact on Turkey and why the country’s banks are ready

Notable headlines from around the space, including how companies in California are responding to the state’s changing privacy and data regulation laws

A Deep Dive exploring the intricacies of the Turkish banking world and how its FIs and FinTechs have prepared for PSD2