Search results for "fintech"

November 13, 2023
BNPL and Financial Education Unlock Opportunities for Credit-Insecure Consumers 

While credit rules may vary in other countries, in the United States, having a good credit score is the passport to securing a mortgage, a car loan, or student loan....


November 13, 2023
DigniFi and Dealer Pay Team to Help Finance Car Repairs

Automotive repair financing FinTech DigniFi has teamed with car dealer point-of-sale provider Dealer Pay. The collaboration, announced Monday (Nov. 13), combines Dignifi’s financing and payment options with Dealer Pay’s payment technology, thus “simplifying the financing...


November 13, 2023
‘Down Rounds’ and Declining Valuations Signal Bumpy Road for FinTech...

The third quarter is newly in the rearview mirror. Earnings season still rolls on. The FinTech IPO Index, which chronicles the stock market performance of nearly four dozen names that seek...


November 13, 2023
Alphabet Sheds Entire Stake in Trading App Robinhood

Google parent Alphabet has sold off all of its shares in trading app Robinhood. The tech giant in August had sold about 90% of its stake in Robinhood, and said in a...


November 13, 2023
Diversifying Supply Chains Drives Demand for B2B Payments Choice

In this environment of “higher for longer” interest rates, chief financial officers recognize the need to prioritize payments innovation. As Bank of America Head of Global Payments in Global Transaction...


November 13, 2023
Porch Soars, Peloton Sinks and CE 100 Index Barely Budges...

The CE 100 Index added 0.4% in a wild week where double-digit declines and gains were the norm — earnings season continued to dominate the headlines.  Porch Group soared 53.2%, leading...


November 12, 2023
Investors Snatch Up Startups Rejected by VC Firms

This year’s rising interest rates have led venture capitalists to curtail their startup investments. However, this shift has led to a burgeoning new trend, the Financial Times (FT) reported Sunday...


November 12, 2023
Alkami Offers Banking Clients Plaid API Access

Digital banking solutions provider Alkami is offering clients access to Plaid’s application programming interface (API). The new offering, announced Thursday (Nov. 9) lets Alkami’s financial institution (FI) clients benefit from the API from Plaid, whose...


November 10, 2023
Spendesk Integrates With TravelPerk to Streamline Business Travel

Spend management solution Spendesk has announced a new integration with global travel management platform TravelPerk. “Business travel and smart spend management go perfectly hand in hand,” Spendesk said in a Thursday (Nov. 9) post...


The FinTech-Bank Relationship Shifts Toward Collaboration
US Open Banking Regulations Will Force More Bank-FinTech Collaboration  Nearly all banks view FinTech partnerships as important, but the partnership dynamics will be put to the test as new open banking regulations go into effect in 2024. In the “FinTech Tracker®,” a collaboration with Sezzle, PYMNTS examines what will be required as banks and FinTechs will rely on each other for data sharing and compliance.
How Credit Product Rates Impact FI Selection

One-Third of Credit Union Members Would Leave for Better Credit Products

Consumers are on the hunt for better access to credit and financing, and they’re not afraid to shop around to find the FI providing the lowest rates and most convenient offerings. PYMNTS’ latest study of more than 4,000 consumers and 154 FinTech and CU execs reveals what CUs can do to win — and keep — consumers’ business. Read more in Credit Union Innovation: How Credit Products’ Rates and Terms Impact FI Selection,” a collaboration with PSCU.