November 07, 2009
Credit Where Credit Is Due
The credit card industry has few friends at the moment. The Credit Card Accountability Responsibility and Disclosure Act of 2009 recently signed into law by President Obama passed the House...
October 18, 2009
Intro to United States
Most American consumers carry several types of payment cards in their wallets. They typically have several credit cards which allow them to revolve payments on the charges they have made...
October 15, 2009
Facebook Hits the “Payvment”
The wars for being the payments vehicle of choice online is heating up with Facebook‘s enormous community being the latest battleground. Should Facebook care? Should Amazon sweat? And where’s Google...
October 15, 2009
Who Owns Mobile Money?
It has long been predicted that the digital revolution will transform the way people pay at their point-of-sale transactions. The end of the cash era could indeed have dramatic consequences,...
October 15, 2009
A Review of Payment Card Economics
The proliferation of payment cards-that is, debit, credit, and prepaid cards-has dramatically changed the way we shop and merchants sell goods and services. Today, payment cards are indispensable in most...
October 15, 2009
Two-Sided Bank Card Payment Networks and Public Policy
1. Introduction The provision of payment-clearing services is a big business for banks and other payment intermediaries. About $75 in U.S. payments is processed each year per $1 of...
October 15, 2009
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October 14, 2009
Making Friends and Making Money: Building Loyalty Through Social Networking
For SourceMedia’s Reinventing Loyalty Conference, Cheryl Guerin (VP Promotions and Interactive Marketing, Mastercard) and Karen Webster (President, Market Platform Dynamics), gave a joint presentation on how to build loyalty through...
October 01, 2009
The Lydian Payments Journal
The Lydian Journal features cutting-edge commentary from the world’s top financial thinkers. A free publication available exclusively on PYMNTS.com, the Lydian Journal covers several topic areas key to the payments...
