News

The Lydian Payments Journal

The Lydian Journal features cutting-edge commentary from the world’s top financial thinkers. A free publication available exclusively on PYMNTS.com, the Lydian Journal covers several topic areas key to the payments industry, including developments in technology, regulation, business practices, and social commerce.

Download Lydian Journal

 

 

 

 

 

 

March 2011 | Issue 5 February 2011 | Issue 4
 January 2011 | Issue 3December 2010 | Issue 2
November 2010 | Issue 1

Sign up to receive the Lydian Journal for your iPad

March's Feature Articles

 

ECONOMICS AND CONSUMER STUDIES

The Net Effects of the Proposed Durbin Fee Reductions on Consumers and Small Businesses

This article examines how the Federal Reserve Board's proposed implementation of the Durbin Amendment will affect consumers and small businesses. Read More

RISK AND SECURITY

Managing the Risks and Security Threats of Mobile Payments

The consumer financial services industry has spread the benefits of electronic payments across the planet. By linking financial institutions, cardholders and millions of merchants around the world, global payment networks are facilitating commerce in ways and in places previously unimagined. Read More

BUSINESS

Processors: Connecting the Dots for Payments Growth?

Regulatory, competitive and technological change in the payments ecosystem over the next 24 months will be rapid. Whether we are considering mobile or another evolving transaction ecosystem such as prepaid accounts or social commerce, end-to-end processors are uniquely positioned to fulfill a critical role in building the ecosystems that flourish in this environment. Read More

LAW AND REGULATION

A Response: U.S. v American Express, et al. - Making  Everything Out of Something

In 2009, $2.87 trillion of business was transacted using payment cards issued in the U.S. by American Express, Visa and MasterCard. For each transaction, a merchant typically pays between 1-3 percent of the charge, depending on whether a debit card or high-reward charge card is used. Read More

DEVELOPING COUNTRIES

Electronic Payments in India: Looking Back and Surging Forward

The first decade has been an eventful and possibly watershed period in the Indian economy, with consistently high GDP growth, a mobile revolution resulting in over 700 million connections, rapid point-of-sale (POS), ATM and branch expansion, the establishment of eCommerce and the penetration of plastic in millions of wallets across the country. Read More

More Feature Articles from Past Issues

——————————

PYMNTS TV LIVE OCTOBER SERIES: B2B PAYMENTS 2021 – WHAT WILL YOU CHANGE? 

Banks, corporates and even regulators now recognize the imperative to modernize — not just digitize —the infrastructures and workflows that move money and data between businesses domestically and cross-border. Together with Visa, PYMNTS invites you to a month-long series of livestreamed programs on these issues as they reshape B2B payments. Masters of modernization share insights and answer questions during a mix of intimate fireside chats and vibrant virtual roundtables.

Click to comment

TRENDING RIGHT NOW