SMB Receivables Gap

The SMB Receivables Gap Playbook series, a Fundbox collaboration, is based on the survey responses of more than 1,000 owners and executives from a broad range of U.S. businesses. The Business Impacts Of Trade Credit edition examines the specific effects trade credit has on SMBs’ operations based on their profit levels and time in business.

Inside the September Playbook

  • 55.3%: Share of high-margin firms that believe extending credit helps build customer loyalty
  • 40.3 days: Average length of payment term established, high-margin firms extend to suppliers
  • 53.4%: Portion of low-margin firms that consider the time and complexity of administering trade credit a challenge

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    SMB Receivables Report