PSD2

How PSD2 Is Changing ING Bank’s API Strategy
How PSD2 Is Changing ING Bank’s API Strategy
July 16, 2019  |  Regulation

Banks and merchants are racing to meet the Strong Customer Authentication (SCA) deadline as September 2019 approaches. Banks are innovating their application programming interface (API) ...

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The Intersection Of FX Management And Open Banking
The Intersection Of FX Management And Open Banking
July 09, 2019  |  B2B Payments

Corporate cash inflows and outflows present ample opportunity for friction and disruption — and, as a result, ample opportunity for innovation. As evolutionary forces in...

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The FinTech Friction (And Opportunity) In Global Trade
The FinTech Friction (And Opportunity) In Global Trade
July 05, 2019  |  B2B Payments

Although business lending requires the aggregation of data from a multitude of sources, there is typically only one financial institution managing the process. Trade finance...

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GDPR’s One-Year Anniversary (And Scorecard)
GDPR’s One-Year Anniversary (And Scorecard)
June 26, 2019  |  Today In Data

One year on, what has the General Data Protection Regulation (GDPR) wrought? The EU law has sought to let citizens decide how their data is used,...

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What SCA Means For Europe And Beyond
What SCA Means For Europe And Beyond
June 26, 2019  |  Regulation

With the Strong Customer Authentication (SCA) deadline looming in September, the mandate by the European Banking Authority requiring “strong customer authentication” for all electronic payments...

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How Banks Can Compete With FinTechs Under PSD2
How Banks Can Compete With FinTechs Under PSD2
June 25, 2019  |  Regulation

With Open Banking expanding across the EU, legacy FIs are increasingly at risk of losing customers to FinTech firms that now have access to previously...

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In The PSD2 Age, Banks Must Think Like FinTech Firms
In The PSD2 Age, Banks Must Think Like FinTech Firms
June 24, 2019  |  Regulation

With the Strong Customer Authentication (SCA) compliance deadline less than four months away, banks are still underprepared. While banks continue to open their application programming...

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European Banking Authority Offers Relief On SCA, PSD2 Rules
European Banking Authority Offers Relief On SCA, PSD2 Rules
June 23, 2019  |  Regulation

The European Banking Authority (EBA) published an opinion on strong customer authentication (SCA) under the revised Payment Services Directive (PSD2), acknowledging that implementing the new...

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Citi: Scaling Open Banking Starts With Incentives And API Aggregation
Citi: Scaling Open Banking Starts With Incentives And API Aggregation
June 17, 2019  |  Digital Banking

Open banking is nothing if not a lot of moving parts and complications. But could merchant incentives help fuel this ongoing effort at digital payments...

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