alt lending

Rising Interest Rates And The Changing Mortgage Market
Rising Interest Rates And The Changing Mortgage Market
November 27, 2018  |  Loans

Climbing interest rates are taking their toll on the number of consumers in the market for new home mortgages. Mortgage applications for new homes are...

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Sub-Prime Lending’s Late-Year Bounce
Sub-Prime Lending’s Late-Year Bounce
November 20, 2018  |  Alternative Finances

According to the latest Q3 2018 TransUnion’s Industry Insights Report the back half of 2018 has been a good year for sub-prime borrowers looking for access to credit. In the year...

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Pew Pushes Installment Loans As Regulated Payday Alternative
Pew Pushes Installment Loans As Regulated Payday Alternative
October 17, 2018  |  Alternative Finances

Short-term lending – specifically, payday loans – have attracted a lot of attention in recent years, from the media and from the regulators. A little...

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Amex Taps Alt-Lender Ezbob In SMB Financing Push
Amex Taps Alt-Lender Ezbob In SMB Financing Push
October 15, 2018  |  B2B Payments

American Express has announced a partnership with U.K.-based alternative lending platform Ezbob as it continues to broaden its small business financing offerings. In a press...

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Mike Cagney’s Figure Launches Blockchain-Powered Online Home Equity Loans
Mike Cagney’s Figure Launches Blockchain-Powered Online Home Equity Loans
October 10, 2018  |  Alternative Finances

Mike Cagney first made his name in financial services as the founder and CEO of SoFi, an alternative credit startup that got its start re-refinancing...

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The Changing Face Of Short-Term Lending
The Changing Face Of Short-Term Lending
October 09, 2018  |  Alternative Finances

About a year ago, the CFPB, which now goes by the BCFP, dropped the final version of its payday lending regulations. This followed a nearly five-year-long process that included debates, discussions and a...

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Opening Up Mortgages For Gig Workers
Opening Up Mortgages For Gig Workers
September 18, 2018  |  Alternative Finances

While freelance and self-employment has existed as long as the work has existed, half a decade can make a big difference. Gig workers have gone...

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Why Microlending Is Branching Out In 2018
Why Microlending Is Branching Out In 2018
July 10, 2018  |  Alternative Finances

On the whole, it’s been a good year for startups in Africa, according to recent reporting in Quartz. Coming up on the half mark in...

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Alt-Lenders Vow Transparency After Prospa Backlash
Alt-Lenders Vow Transparency After Prospa Backlash
July 02, 2018  |  B2B Payments

Australia’s alternative finance community has vowed to heighten transparency following criticism over Prospa‘s high interest rates, which caused the FinTech to scrap its initial public...

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