Sections
consumers
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1.7KDebtCFPB Report: One In Four Consumers Have Debt In Collections
More than a quarter of consumers have one debt in collections, according to data from the Consumer Financial Protection Bureau. A large swath...
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4.5KPayments InnovationPush Payments’ Path To Digital Innovation In The Developing World
Push payments have been a topic of conversation in the developed world for the last several years, across verticals and use cases....
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2.7KFinancial InclusionConsumers Still Have Much To Learn To Reach Financial Literacy
As Financial Literacy month comes to a close, we take a look at how consumers are faring with their finances. Despite being...
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4.6KLegalUK Lawsuit Against Mastercard Gains Court Support
A consumer lawsuit against Mastercard in the U.K. got approval to move forward after a court reversed a ruling by the Competition...
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5.7KNewsAmex Delinquency Rates Flat In March
American Express, the payments company, reported Monday (April 15) that credit card delinquency rates in March were flat with February, which should...
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2.9KBiometricsTwo Lawmakers Float First Facial Recognition Privacy Bill
With facial recognition growing in popularity and uses showing up everywhere from the airport to retailers, two U.S. senators introduced legislation that...
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3.9KLoansBanks Get Stricter On Loan Standards, Brace For Declines
The Federal Reserve revealed Monday (February 5) that an increasing number of banks have gotten stricter with the underwriting of some loans...
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3.7KInternational$13B In Trump Trade War Tariffs Go Unpaid
While President Donald Trump has boasted that his tariffs imposed on China and other countries have made billions of dollars for the...
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4.7KDebtStudent Loan Debt Hits $1.465 Trillion, Sets New Record
Student loan debt in the U.S. has set a new record, hitting $1.465 trillion in November, according to a new analysis by...
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7.7KConsumer FinanceNEW DATA: With Wages And Hopes High, Why Are Consumers Behind On Bills?
The numbers are in, and the economy is looking up: Gross domestic product (GDP) is increasing fast, wages are rising and the...
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4.6KSecurity & FraudPing Identity Survey Shows Consumers Will Go To Great Lengths To Protect Their Data
Ping Identity, the Identity Defined Security (IDS) company, announced on Wednesday (Nov. 7) that it has released the results of the Ping...
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3.4KRetailJet.com Opens Nike And Bonobos Dedicated Shops
To bring in younger consumers, Jet.com is expanding its assortment on its website. The eCommerce retailer brought Bonobos and Nike dedicated shops...
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4.7KPartnerships / AcquisitionsTencent Invests $180M In Brazilian FinTech Nubank
China’s Tencent Holdings paid $180 million for an undisclosed minority stake in Brazilian FinTech Nu Pagamentos SA (known as Nubank). As a...
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5.2KPayment MethodsToneTag CEO Sounds Off On Payments At The Speed Of Sound
Talk about cashless and contactless. How about payments made at the speed of sound — to be specific, using encrypted sound waves...
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2.1KToday In DataToday In Data: Consumer Necessity Is The Mother Of Retail Innovation
Everyone is looking for more these days: more sales, more experiences, more commerce touchpoints, more security, more seamlessness. Consumers want faster authentication methods, buyers want...
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6.4KSecurity & FraudEntersekt: Why Authentication Needs A Standard
Authenticating a transaction can be a widely varied experience. Call centers, particularly those dealing with financial transactions, have a strong need to...
- 2.9KInternational
Chinese Tariffs Could Hit Consumers’ Pocketbooks To The Tune Of $3.2B
The tariffs put in place by the U.S. government on printed circuit assemblies and connected devices could result in U.S. consumers paying $3.2...
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2.7KDataCalifornia Passes Online Privacy Data Law Aimed At Protecting Consumers
The state of California passed a new digital privacy law that provides consumers with more transparency and control over their digital data....
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4.8KNewsFlipkart Signs On To Mastercard Digital Enablement Services
Mastercard, the payments company, announced Tuesday (Feb. 27) at the Mobile World Congress that Flipkart, the Indian online grocer, is the first...
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7.3KANTITRUSTWhy The Amex Case May Decide The Future Of Two-Sided Markets
The Supreme Court is gearing up to hear whether the antitrust case against American Express has merit -- or not. Just as...
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3.8KSizzle/FizzleAlexa Sizzles, Etsy Fizzles And Data Security Eyes A Legislative Leap Forward
Sizzle Alexa: Users are spending more, and they seem to like doing it, as evidenced by stickiness. A new study reports that Amazon Echo users...
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6.0KFraud PreventionAccount Takeover: An Evolution In eCommerce Fraud
Place a stone in a stream and the water will flow on around it, diverted from its path but not from...
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6.4KMobile PaymentsBNP Paribas To Roll Out WeChat Pay In France
BNP Paribas, the European bank, announced news on Wednesday (Nov. 8) that it is introducing WeChat Pay, a popular mobile payment solution...
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3.2KRetailChinese Consumers Drive Global Luxury Sales Higher This Year
Thanks to Chinese shoppers’ affinity for luxury brands, a global recovery of the luxury retail market is underway so far this year....
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4.9KInternationalHow To Succeed In (Chinese) Business Without Really Trying
“When in Rome, do as the Romans do.” That ancient proverb holds true today, wherever one goes — especially if one is...
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7.0KBankingThe Role Of Reputation In Managing Risk
On Wall Street, you are only as good as your last trade. In banking, you might only be as good as your...
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8.2KDigital PaymentsMarqeta Simplifies Real World Applications For Tokenized Cards And Digital Payments
The move from plastic to pixels may be a slow one. Changing consumer behavior is no easy feat, as we’ve seen with...
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6.9KAlternative FinancesWhy The Final Payday Lending Rules Are Far From The Last Word
Last week, after five years of debates, discussions, arguments and waiting, the Consumer Financial Protection Bureau’s (CFPB) final rules for payday lending...
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14.9KCommerceWho’ll Rule The Future Of Commerce?
Commerce intermediaries are nothing new. In fact, they are at least 557 years old. The first commerce intermediary to operate at scale...
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4.4KRetailCan Millennials Save Brick-And-Mortar Retail?
Though many retailers have assumed millennials are behind the trend toward highly digitized, online-focused shopping experiences, baby boomers might be the real...
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5.2KRetailHow Halloween Might Have The Secret To Saving Retail
Halloween might be the scariest holiday (unless, of course, you’re a parent, in which case Christmas is the hands-down winner every year),...
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3.6KRetailWilly Street Co-op Thinks Small To Get Big Results
Everybody eats. A brief look at our nation’s Instagram feeds or BMI averages quickly confirms that Americans eat far more often than...
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8.6KRisk ManagementIn Equifax’s Wake, Outrunning The Breach Bear
What have we learned from the Equifax hack? Maybe nothing? Maybe everything? Maybe something in between? The stats are alarming, of course. Equifax, which...
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11.9KMobile PaymentsPayPal’s Ready On Mobile Payment’s True Potential
“It is not about changing the swipe or dip to a tap; it’s about using a [smart]phone to do things that you could...
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7.4KMatchmakersSuiteness.com: The Sweet Side Of Group Travel
There are many ways to a signature innovation, and in some cases great platforms have been created out of great and timely...
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7.4KRetailLobster In The Desert (And Anywhere Else It’s Needed)
We’ve all been there. Desperate to eat a fresh lobster dinner in the middle of the Black Rock Desert in Nevada, unable...
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5.8KMatchmakersThe Call List: The Squarespace Of Video Chat
Most of the entrepreneurs we talk to start out trying to solve their own problem only to end up discovering that there...
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7.3KWearablesIgniting Smartwatches One Student At A Time
Despite Tim Cook’s most enthusiastic comments that the Apple Watch is doing “great,” the figures on the ground in the U.S. indicate...
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4.4KLegal‘Discount Clubs’ Scheme Costs Consumers Over $40 Million
A group of marketers swiped more than $40 million from the bank accounts of customers for “discount club” memberships they never agreed...
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9.1KSecurity & FraudToo Much Security? There’s No Such Thing
Retailers are retailers, not security experts. Too often, their best efforts can create friction at the point of sale for consumers, which...
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3.8KB2B PaymentsFor B2B, Promise In BYOD?
The edges between B2B and B2C might be blurring a bit — if the devices have anything to do with it. Prabhat...
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5.0KDebtAmericans’ Debt Level Hits New High
America’s debt level hit another record high in the second quarter, after having surpassed its pre-crisis peak earlier in the year. According...
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3.4KMastercardUK Attorney Wants Permission To Appeal Mastercard Verdict
Quinn Emanuel Urquhart & Sullivan, the law firm that lodged a £14 billion consumer collective action against Mastercard, is gearing up to appeal...
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9.3KAlternative FinancesThe Score On Tencent’s Credit Scoring
Just about two years ago, Ant Financial announced it was launching its own consumer credit scoring model: Sesame Credit. It was a big...
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6.7KPartnerships / AcquisitionsPayPal Acquires Swift Financial To Expand SMB Lending Options
The Great Recession had a crippling effect on credit markets across the board. Consumers, enterprise-sized businesses and small businesses (SMBs) all found...
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6.0KGoogleGoogle Launches Swipeable Carousel In Latest Move In eCommerce Race With Amazon
When it comes to finding information, consumers “Google” it. When it comes to finding products, customers “Amazon” it. Though the eCommerce giant...
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7.1KAlternative FinancesThe Russian Connection (To Alt Lending Globally)
ID Finance Co-Founders Boris Batine and Alexander Dunaev were far from newcomers to the world of finance when they started up their...
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28.2KPayments InnovationWhat Walmart Pay Knows That Apple Pay Doesn’t
A lot of exciting things have happened in payments — and commerce, more broadly — over the last three years. PayPal became pals with...
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5.4KRetailThe Buyers: Consumers, Post-Hacking
Cyberattacks, ransomware attacks and more have taken businesses and people’s personal information and turned it upside-down over the past few decades. While...
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6.3KRetailLoyalty Begets Loyalty, But Only If QSRs Give Customers The Rewards They Want
Loyalty is a two-way street — both in life and in rewards programs. Every quick-service restaurant (QSR) seems to offer its own loyalty...
