Sections
consumers
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6.5KVoice ActivationWhy Voice Is Connected Commerce’s Killer App
Consumers have experienced the convenience of shopping with their voices, and they cannot get enough. The share of consumers who own voice-activated...
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3.2KeCommerceWalmart Subsidizes Vendor Price Cuts To Gain Edge Over Amazon
Price wars usually only have one winner: Consumers. Price wars tend to be decent short term strategies to lock in customers. But...
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7.3KPodcastsBridging Instant Payments’ Perception/Reality Gap
Payments people love to talk about rails — whose rails are the fastest, cheapest, most secure, most accepted, most compliant. Consumers, not...
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5.3KDigital BankingFor Better Banking, Is Consumer Control Actually Key?
Consumers want control — everybody seems to know that. But what you probably don’t know is that consumers want the type of...
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4.7KSecurity & FraudStudy: More People Fall Prey To Fraudsters Online Than By Phone
A recent study about how people respond to scammers shows that consumers are more likely to become victims on social media and...
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2.5KRetailRetail Innovation Depends On Older Consumers, Too
Youngsters tend to get all the credit when it comes to being a force that drives retail innovation, and that’s fair enough....
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2.0KCommerceTrade Wars Could Cost Each US Consumer $900 This Holiday Season
All wars have casualties. And the casualties linger after the clashes stop. This will likely be the case as the U.S./China trade...
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6.8KNewsRetail Automation: Big Bang Or Slow Build?
Kiosks. Intelligent cabinets. Cashless stores. Retailers must embrace automation, as Tim Moran, senior vice president of product and marketing at Worldnet, tells PYMNTS....
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2.5KInvestmentsIdentity Verification Firm Truework Gets $12M For Cloud-Hosted Solutions
Identity Verification firm Truework announced it has raised $12 million in Series A financing led by Sequoia Capital. As part of the...
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5.1KMerchant InnovationQSRs Supersize Their Digital Ante
The second quarter of 2019 showed that the QSR digital and mobile innovation push has gained more fuel. Starbucks, McDonald’s, Dunkin and...
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6.0KDebtCFPB Report: One In Four Consumers Have Debt In Collections
More than a quarter of consumers have one debt in collections, according to data from the Consumer Financial Protection Bureau. A large swath...
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6.1KPayments InnovationPush Payments’ Path To Digital Innovation In The Developing World
Push payments have been a topic of conversation in the developed world for the last several years, across verticals and use cases....
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3.7KFinancial InclusionConsumers Still Have Much To Learn To Reach Financial Literacy
As Financial Literacy month comes to a close, we take a look at how consumers are faring with their finances. Despite being...
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5.2KLegalUK Lawsuit Against Mastercard Gains Court Support
A consumer lawsuit against Mastercard in the U.K. got approval to move forward after a court reversed a ruling by the Competition...
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6.5KNewsAmex Delinquency Rates Flat In March
American Express, the payments company, reported Monday (April 15) that credit card delinquency rates in March were flat with February, which should...
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3.4KBiometricsTwo Lawmakers Float First Facial Recognition Privacy Bill
With facial recognition growing in popularity and uses showing up everywhere from the airport to retailers, two U.S. senators introduced legislation that...
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4.5KLoansBanks Get Stricter On Loan Standards, Brace For Declines
The Federal Reserve revealed Monday (February 5) that an increasing number of banks have gotten stricter with the underwriting of some loans...
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4.3KInternational$13B In Trump Trade War Tariffs Go Unpaid
While President Donald Trump has boasted that his tariffs imposed on China and other countries have made billions of dollars for the...
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5.3KDebtStudent Loan Debt Hits $1.465 Trillion, Sets New Record
Student loan debt in the U.S. has set a new record, hitting $1.465 trillion in November, according to a new analysis by...
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8.3KConsumer FinanceNEW DATA: With Wages And Hopes High, Why Are Consumers Behind On Bills?
The numbers are in, and the economy is looking up: Gross domestic product (GDP) is increasing fast, wages are rising and the...
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5.3KSecurity & FraudPing Identity Survey Shows Consumers Will Go To Great Lengths To Protect Their Data
Ping Identity, the Identity Defined Security (IDS) company, announced on Wednesday (Nov. 7) that it has released the results of the Ping...
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3.9KRetailJet.com Opens Nike And Bonobos Dedicated Shops
To bring in younger consumers, Jet.com is expanding its assortment on its website. The eCommerce retailer brought Bonobos and Nike dedicated shops...
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5.5KPartnerships / AcquisitionsTencent Invests $180M In Brazilian FinTech Nubank
China’s Tencent Holdings paid $180 million for an undisclosed minority stake in Brazilian FinTech Nu Pagamentos SA (known as Nubank). As a...
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6.6KPayment MethodsToneTag CEO Sounds Off On Payments At The Speed Of Sound
Talk about cashless and contactless. How about payments made at the speed of sound — to be specific, using encrypted sound waves...
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2.4KToday In DataToday In Data: Consumer Necessity Is The Mother Of Retail Innovation
Everyone is looking for more these days: more sales, more experiences, more commerce touchpoints, more security, more seamlessness. Consumers want faster authentication methods, buyers want...
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7.0KSecurity & FraudEntersekt: Why Authentication Needs A Standard
Authenticating a transaction can be a widely varied experience. Call centers, particularly those dealing with financial transactions, have a strong need to...
- 3.2KInternational
Chinese Tariffs Could Hit Consumers’ Pocketbooks To The Tune Of $3.2B
The tariffs put in place by the U.S. government on printed circuit assemblies and connected devices could result in U.S. consumers paying $3.2...
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2.9KDataCalifornia Passes Online Privacy Data Law Aimed At Protecting Consumers
The state of California passed a new digital privacy law that provides consumers with more transparency and control over their digital data....
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5.1KNewsFlipkart Signs On To Mastercard Digital Enablement Services
Mastercard, the payments company, announced Tuesday (Feb. 27) at the Mobile World Congress that Flipkart, the Indian online grocer, is the first...
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8.9KANTITRUSTWhy The Amex Case May Decide The Future Of Two-Sided Markets
The Supreme Court is gearing up to hear whether the antitrust case against American Express has merit -- or not. Just as...
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4.9KSizzle/FizzleAlexa Sizzles, Etsy Fizzles And Data Security Eyes A Legislative Leap Forward
Sizzle Alexa: Users are spending more, and they seem to like doing it, as evidenced by stickiness. A new study reports that Amazon Echo users...
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6.3KFraud PreventionAccount Takeover: An Evolution In eCommerce Fraud
Place a stone in a stream and the water will flow on around it, diverted from its path but not from...
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7.0KMobile PaymentsBNP Paribas To Roll Out WeChat Pay In France
BNP Paribas, the European bank, announced news on Wednesday (Nov. 8) that it is introducing WeChat Pay, a popular mobile payment solution...
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3.5KRetailChinese Consumers Drive Global Luxury Sales Higher This Year
Thanks to Chinese shoppers’ affinity for luxury brands, a global recovery of the luxury retail market is underway so far this year....
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5.3KInternationalHow To Succeed In (Chinese) Business Without Really Trying
“When in Rome, do as the Romans do.” That ancient proverb holds true today, wherever one goes — especially if one is...
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7.4KBankingThe Role Of Reputation In Managing Risk
On Wall Street, you are only as good as your last trade. In banking, you might only be as good as your...
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8.6KDigital PaymentsMarqeta Simplifies Real World Applications For Tokenized Cards And Digital Payments
The move from plastic to pixels may be a slow one. Changing consumer behavior is no easy feat, as we’ve seen with...
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7.3KAlternative FinancesWhy The Final Payday Lending Rules Are Far From The Last Word
Last week, after five years of debates, discussions, arguments and waiting, the Consumer Financial Protection Bureau’s (CFPB) final rules for payday lending...
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15.7KCommerceWho’ll Rule The Future Of Commerce?
Commerce intermediaries are nothing new. In fact, they are at least 557 years old. The first commerce intermediary to operate at scale...
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4.8KRetailCan Millennials Save Brick-And-Mortar Retail?
Though many retailers have assumed millennials are behind the trend toward highly digitized, online-focused shopping experiences, baby boomers might be the real...
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5.9KRetailHow Halloween Might Have The Secret To Saving Retail
Halloween might be the scariest holiday (unless, of course, you’re a parent, in which case Christmas is the hands-down winner every year),...
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4.0KRetailWilly Street Co-op Thinks Small To Get Big Results
Everybody eats. A brief look at our nation’s Instagram feeds or BMI averages quickly confirms that Americans eat far more often than...
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9.5KRisk ManagementIn Equifax’s Wake, Outrunning The Breach Bear
What have we learned from the Equifax hack? Maybe nothing? Maybe everything? Maybe something in between? The stats are alarming, of course. Equifax, which...
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12.5KMobile PaymentsPayPal’s Ready On Mobile Payment’s True Potential
“It is not about changing the swipe or dip to a tap; it’s about using a [smart]phone to do things that you could...
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7.8KMatchmakersSuiteness.com: The Sweet Side Of Group Travel
There are many ways to a signature innovation, and in some cases great platforms have been created out of great and timely...
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8.4KRetailLobster In The Desert (And Anywhere Else It’s Needed)
We’ve all been there. Desperate to eat a fresh lobster dinner in the middle of the Black Rock Desert in Nevada, unable...
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6.0KMatchmakersThe Call List: The Squarespace Of Video Chat
Most of the entrepreneurs we talk to start out trying to solve their own problem only to end up discovering that there...
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7.8KWearablesIgniting Smartwatches One Student At A Time
Despite Tim Cook’s most enthusiastic comments that the Apple Watch is doing “great,” the figures on the ground in the U.S. indicate...
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4.7KLegal‘Discount Clubs’ Scheme Costs Consumers Over $40 Million
A group of marketers swiped more than $40 million from the bank accounts of customers for “discount club” memberships they never agreed...
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9.6KSecurity & FraudToo Much Security? There’s No Such Thing
Retailers are retailers, not security experts. Too often, their best efforts can create friction at the point of sale for consumers, which...
