data brief

Nine Out of Ten Firms Struggle to Manage Bot Traffic
Nine Out of Ten Firms Struggle to Manage Bot Traffic
August 03, 2026  |  Artificial Intelligence

Bots have become the new majority on the internet, forcing companies to rethink how they tell a trusted customer from an automated threat. That shift...

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49% of Credit Unions See AI as an Acquisition Tool
49% of Credit Unions See AI as an Acquisition Tool
July 31, 2026  |  Credit Unions

Credit unions have a gift heading into the artificial intelligence era: Their business customers are telling them exactly what to build first. Research from PYMNTS...

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33% of US Consumers Use Credit Card Installments
33% of US Consumers Use Credit Card Installments
July 29, 2026  |  Credit Cards

Buy now, pay later was supposed to take business away from credit cards. Instead, credit cards appear to be taking a page from BNPL. PYMNTS...

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Banks Turn $5.3 Million Wires Into Strategic Assets
Banks Turn $5.3 Million Wires Into Strategic Assets
July 28, 2026  |  Banking

Wire payments are starting to look less like back-office plumbing and more like a competitive tool for banks. That shift anchors “Rewiring Wires: Modernizing CHIPS...

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17% of Labor Economy Workers Miss Shifts Because of Higher Gas Prices
17% of Labor Economy Workers Miss Shifts Because of Higher Gas Prices
July 27, 2026  |  Transportation

The cost of getting to work is starting to determine who gets to work. Transportation problems are causing lower-paid workers to miss shifts, lose income...

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400% Growth Gap: How Top Middle Market Companies Use Virtual Cards Differently
400% Growth Gap: How Top Middle Market Companies Use Virtual Cards Differently
July 24, 2026  |  B2B Payments

Virtual cards are gaining a second job inside corporate finance departments. Beyond helping companies pay suppliers, the cards can give CFOs more control over timing,...

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40% of Digital Bank Users Choose Mobile Wallets Over Plastic
40% of Digital Bank Users Choose Mobile Wallets Over Plastic
July 23, 2026  |  Digital Payments

Digital bank customers are turning the mobile wallet from a convenience into their default way to pay. That shift stands out in “Pay by Bank Deep...

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36% of Global SMB Buyers Plan to Use FinTech Payment Providers
36% of Global SMB Buyers Plan to Use FinTech Payment Providers
July 22, 2026  |  SMBs

Small businesses are not abandoning banks for cross-border payments, but they are giving FinTechs a much larger share of the work. That shift stands out in “The Cross-Border...

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Stablecoin Awareness Falls Short for 70% of Credit Union Members
Stablecoin Awareness Falls Short for 70% of Credit Union Members
July 21, 2026  |  Cryptocurrency

Consumers may hear different labels for stablecoins and other cryptocurrency, but many still place both products in the same mental bucket. That finding sits at...

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