The most useful signal in consumer spending may not be how Americans feel about the economy. It may be how much room they have to...
A notable shift is showing up in the finances of subprime consumers: fewer of them are regularly carrying credit card balances month after month, suggesting...
Stablecoins may be finding their lane with chief financial officers, not as a financial revolution, but as a controlled way to move money through more...
Secured credit is getting a second look because many consumers are losing confidence that traditional credit will be available when they need it. The PYMNTS...
As shoppers put more of their budgets toward essentials, Amazon and Walmart are starting to play more distinct roles in American retail. That is the...
Embedded finance is no longer a question of whether companies should offer financial services. The question is how they should build them. The PYMNTS Intelligence...
For many small businesses, the move away from cash will depend less on digital enthusiasm than on whether new payment tools can feel as simple,...
A new PYMNTS Intelligence report suggests the most important shift in consumer credit may not be happening among prime borrowers at all. The report, “Who...
Consumers under pressure are not retreating from checkout so much as rewriting the rules of how they get there. That is one of the broader...