Issuer processing is moving closer to the moment when payment data becomes a decision, giving financial institutions a clearer path to approve more legitimate purchases...
Digital wallets are no longer simply changing how consumers present a payment at checkout. They’re also beginning to change where the money comes from. That shift stands...
Bots have become the new majority on the internet, forcing companies to rethink how they tell a trusted customer from an automated threat. That shift...
Credit unions have a gift heading into the artificial intelligence era: Their business customers are telling them exactly what to build first. Research from PYMNTS...
Buy now, pay later was supposed to take business away from credit cards. Instead, credit cards appear to be taking a page from BNPL. PYMNTS...
Wire payments are starting to look less like back-office plumbing and more like a competitive tool for banks. That shift anchors “Rewiring Wires: Modernizing CHIPS...
The cost of getting to work is starting to determine who gets to work. Transportation problems are causing lower-paid workers to miss shifts, lose income...
Virtual cards are gaining a second job inside corporate finance departments. Beyond helping companies pay suppliers, the cards can give CFOs more control over timing,...