data brief

74% of Embedded Finance Platforms Report Less Fraud

74% of Embedded Finance Platforms Report Less Fraud
74% of Embedded Finance Platforms Report Less Fraud
March 27, 2026  |  Fraud Prevention

A finding from a new PYMNTS security report suggests that the technology expanding fraud risk in business payments may also hold its most promising solution....

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85% of Merchants Say Fraud Tools Must Reduce Checkout Friction
85% of Merchants Say Fraud Tools Must Reduce Checkout Friction
March 24, 2026  |  Fraud Prevention

Merchants fighting fraud increasingly face a strategic challenge that extends beyond blocking criminals. The real task is protecting revenue while keeping checkout smooth for legitimate...

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98% of US Product Leaders Expect Gen AI to Improve Workflows
98% of US Product Leaders Expect Gen AI to Improve Workflows
March 04, 2026  |  artificial intelligence

Generative AI is cementing its status as a near-term operating upgrade for U.S. product chiefs, with rising confidence that it can speed work while also...

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59% of Product Leaders Say Tariffs Are Rewriting Innovation Roadmap
59% of Product Leaders Say Tariffs Are Rewriting Innovation Roadmap
March 03, 2026  |  Business

What’s next for tariffs is, in a word, uncertain. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

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52% of Small Businesses Don’t Revolve Their Credit Card Balances
52% of Small Businesses Don’t Revolve Their Credit Card Balances
March 02, 2026  |  SMBs

Small businesses are treating credit cards less like a backup and more like a flexible operating tool, and the way they use them is starting...

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Healthy Small Businesses Report 42-Point Edge in Card Approval Confidence
Healthy Small Businesses Report 42-Point Edge in Card Approval Confidence
February 25, 2026  |  SMBs

Small businesses are not just borrowing to survive. They are using credit cards as operating systems, and they are willing to pay for features that...

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14% of Consumers Use BNPL Even After Holiday Spending Surge
14% of Consumers Use BNPL Even After Holiday Spending Surge
February 17, 2026  |  BNPL

Buy now, pay later is no longer just a checkout feature. It is becoming a line item in the monthly household budget. Get the Full...

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Firms Report Improved Financial Performance Linked to Use of Embedded Finance
Firms Report Improved Financial Performance Linked to Use of Embedded Finance
February 16, 2026  |  B2B Payments

Embedded finance has evolved beyond a supplementary revenue channel to become the deciding factor between companies that forge lasting customer relationships and those that fall...

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70% of Consumers Say Yes to AI Agents for Shopping
70% of Consumers Say Yes to AI Agents for Shopping
February 11, 2026  |  artificial intelligence

The most revealing signal in the latest PYMNTS Intelligence research is not that consumers are experimenting with agentic AI. Get the Full Story Complete the...

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