Installment plans can turn the first financed purchase into a lasting shopping habit, giving merchants a chance to win repeat business well beyond the original...
Digital channels gave small and medium-sized businesses more than reach in 2025. They gave those companies a measurable growth edge: Digital-led SMBs were 14 percentage...
Merchants may have more revenue to gain from approving good customers than from tightening fraud controls another turn. That opportunity runs through “The Performance Gap:...
Uncertainty can turn a routine payment problem into a cost that is twice as large. That gap sits at the center of “Early Detection: Why...
Fast-growing middle-market companies aren’t always losing opportunities because lenders said no. Many are losing them because available credit can’t move quickly enough to become useful....
More than 1 in 3 subprime consumers sit outside the card market, leaving lenders and merchants with room to build a more manageable entry point...
Small businesses increasingly see growth coming from the digital channels that extend their reach without requiring another storefront. The PYMNTS Intelligence report “Why Main Street’s...
Financial firms have confidence to spare in digital identity systems, even when the results leave plenty of room for improvement. The January 2026 PYMNTS Intelligence...