digital first banking

Community Banks Give Small Businesses Big Business Tools to Run Their Business

Community Banks Give Small Businesses Big Business Tools to Run Their Business
Community Banks Give Small Businesses Big Business Tools to Run Their Business
January 13, 2023  |  Banking

Inflation is a major challenge for small to midsized businesses (SMBs) in the United States, where 40% are concerned about rising interest rates and 7...

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Mastercard: How Banking as a Service Will Scale in 2023 and Beyond 
Mastercard: How Banking as a Service Will Scale in 2023 and Beyond 
January 12, 2023  |  Banking

“Banking as a service, and embedded finance, taken together — they just represent where the world is going.” As Sherri Haymond, executive vice president, Global...

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Millennial-Targeted BNPL May Help Digital Banks Retain Customers
Millennial-Targeted BNPL May Help Digital Banks Retain Customers
January 11, 2023  |  Banking

Bank-backed BNPL may be a hook for digital-only institutions to lure millennials away from more traditional mainstays. Buy now, pay later (BNPL) plans from FinTechs...

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APIs Turn Businesses Into Banking Services Providers in Weeks
APIs Turn Businesses Into Banking Services Providers in Weeks
January 09, 2023  |  API

Macro headwinds aside, embedded finance is poised for long-term growth. Itai Damti, CEO of the Banking-as-a-Service platform (BaaS) Unit, told PYMNTS that BaaS and embedded...

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PYMNTS Intelligence: Financial Industry Leverages Data to Deliver Personalized Experiences
PYMNTS Intelligence: Financial Industry Leverages Data to Deliver Personalized Experiences
January 06, 2023  |  Banking

Keeping pace with and meeting shifting customer expectations is a perennial challenge across the financial services industry. A 2022 study found 51% of retail banks...

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How an Insider Personalizes Every Step of the Banking Customer Journey
How an Insider Personalizes Every Step of the Banking Customer Journey
January 05, 2023  |  Banking

An interview with Rejeesh Ramachandran, senior vice president, head of strategic business architecture and customer insights at TD Bank, about how banks can better compete...

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Santander Teams With Global Payments on Commercial Cards
Santander Teams With Global Payments on Commercial Cards
January 04, 2023  |  B2B Payments

Santander Bank said it’s working with Global Payments on a card offering for corporate clients. In a LinkedIn post on Wednesday (Jan. 4), Santander said that starting in...

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Banks Risk Missing Out on Millennials’ Wealth-Building Needs
Banks Risk Missing Out on Millennials’ Wealth-Building Needs
January 04, 2023  |  Banking

Digital tools are helping improve financial inclusion for banks in the United States, and many customers use their mobile phones to manage their bank accounts....

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