Dodd-Frank

Fed Eyes Changes To Banks’ Liquidity, Living Will Regulations

In what may be a rollback of at least some banking regulations put in place in the wake of the financial crisis...

Fed Mulls Big Bank Rules Change On Oct. 31

The U.S. Federal Reserve will consider some deregulation for all but the nation’s largest banks at a board meeting at the end...

Ten Years On, Banking’s Post-Crisis Evolution

A decade is a favorite demarcation point in taking stock and looking forward, in looking at where something has been, where it...

A decade is a favorite demarcation point in taking stock and looking forward, in looking at where something has been, where it...

Small US Bank Shares Increase Post-Dodd-Frank

Small banks are benefiting from the rollback of Dodd-Frank, with the Russell 2000 bank index outperforming the S&P 500 banks by about...

Money Laundering In The Crosshairs In Asia

Change across the regulatory compliance landscape is de rigueur, and global in scope. Crime, too, is global in scope, as fraudsters seek to...

A Whole New Regulatory World For Community Banking

From the beginning, Dodd-Frank has drawn the criticism that instead of doing what it was supposed to and targeting banks that were too...

Beyond Bitcoin, Token Regulation Looms, While Dodd-Frank Still in Bloom?

Bitcoin may be the marquee name in cryptocurrencies, but regulation may loom for its digital dollar brethren. Recent inquiries from regulators in...

NEW REPORT: Visa On Arming CUs To Win The War For Millennial Talent

  Collaboration has seemingly become the new name of the game in the credit union landscape. Increasingly, CUs and other players in...

Rollback Of Dodd-Frank Act Passes In Senate

On Wednesday (March 14), the Senate passed legislation that would loosen the regulations placed on financial companies after the Great Recession, with...

Chamber Of Commerce Backs Community Bank Bill

The U.S. Chamber of Commerce is voicing its support for legislation that would ease regulatory burdens for the nation’s community banks in...

Senator Warren Warns Regulatory Relief Bill Will Cause Fresh Round of Bailouts

Senator Elizabeth Warren said over the weekend that a bill that would provide relief from the regulation placed on the banking industry...

NAFCU Shows Support For Economic Growth Act

The National Association of Federally-Insured Credit Unions (NAFCU) sent a letter to two state senators yesterday, expressing its support for The Economic...

 Dodd-Frank Looms For Capitol Hill Consideration

Dodd-Frank no more – or no more “no more” Dodd-Frank? Talk of regulatory reform is normal discourse on the Hill. Sometimes change...

CFPB Appeal To Unseat Mulvaney Gets Expedited

It looks like the fight over who will lead the Consumer Financial Protection Bureau (CFPB) is coming to an end, as a...

Trump Administration Delays Financial Regulatory Relief Bill

Mark Calabria, chief economist for Vice President Mike Pence, warned Wednesday (Jan. 17) that a financial regulatory relief legislation will have to...

SMBs Tell Congress To Loosen Community Bank Lending Regs

Small businesses (SMBs) are urging Congress to ease legislative burdens on banks they say have limited FIs’ ability to lend to SMBs,...

FDIC Chief Warns Over Relaxed Banking Regs

Martin Gruenberg, the chairman of the Federal Deposit Insurance Corporation who is leaving the government agency, expressed concern that regulators may be...

Lawmakers Reach Deal To Loosen Dodd-Frank For Regional Banks

A bipartisan group of U.S. senators has agreed to lift some of the financial regulations placed on regional banks following the 2008...

Push Back On Regulatory Rollback?

The regulatory rollback may be rolled back. It has been a key aim of the Republican Congress and President Donald Trump’s administration...

Credit Unions Seek Level Playing Field To Offer Innovation

Let’s give credit unions, yes, the credit they deserve. Take membership, for instance, which recently reached 108 million, a sign the market is...

Will Big Banks Get a Bottom Line Boost on Deregulation?

Banks’ bottom lines may get a boost from deregulation from Capitol Hill. Barron’s noted this past weekend that a spate of proposals...

CFPB Arbitration Rule Dominates Regulatory News

The CFPB opens the door to class action suits, and possibly trial lawyer riches, while across the pond, some warnings on regulatory...

Today In Data: Dodd-Frank And Other US Government Updates

Government regulation is at the core of what helps shape the financial system in nearly every country, and the U.S. is no...

House Financial Choice Act Scuttles Parts of Dodd-Frank Financial Industry Reforms

In the halls of Congress and in the halls of Wall Street it wasn’t all about Comey Thursday. The House of Representatives...

The CFPB’s Fact Finding Into SMB Lending (And Why Bankers Are Worried)

After seven years of offering close scrutiny to any and all aspects of consumer lending — mortgage underwriting, car loans, short-term lending, credit...

GOP Just Says No To Debit-Card Fee Hike

Retailers — led by Walmart — seem to have beaten back an attempt to raise swipe fees, according to Congressional aides speaking...

New Prepaid Card Rules Survived The CRA (Payday Lending Regs Might Not)

The Consumer Financial Protection Bureau’s (CFPB) rulemaking authority survived its first big challenge from the now Republican-dominated houses of Congress when an...

Changes In Attitude, Changes In FinServ Regulatory Latitude

Last week was not a good week to be the CFPB or Dodd-Frank financial reforms. The House Financial Services Committee voted 34...

Banks Line Up To Challenge CFPB

Things are getting tougher for the Consumer Financial Protection Bureau (CFPB) under the new political administration. More banks are now willing to challenge...

CFPB Slams Online Lenders

The Consumer Financial Protection Bureau (CFPB) just recently filed suit against four online lenders for allegedly collecting on consumer debts they were...

Retailers Head To DC To Uphold Swipe Fee Reform

As Congress moved to hold a hearing on legislation that would repeal the debit card swipe fee reform, retailers from across the...

Small Banks Could See Some Dodd-Frank Relief

The Dodd-Frank Wall Street and Consumer Protection Act was supposed to prevent another 2008 banking meltdown — and solve the problem of...

Trump To Start Taking On Dodd-Frank And Taxes With New Executive Actions

Today in Washington, President Donald Trump is scheduled to sign three new executive actions designed to jump start a review of tax...

Departing Fed Governor Offers Advice On Financial Regulation

The financial crisis still has lessons relevant to today’s world. The New York Times reports that statement is among the sentiments expressed...

CFPB Touts Structural Changes Won’t Impact Operations

The Trump administration’s Justice Department’s March 17 brief outlining the possible unconstitutional structure of the Consumer Financial Protection Bureau (CFPB) was met...

Consumer Groups, Legal Scholars, Lawmakers Show Support For CFPB

A group of consumer and civil rights groups, legal scholars and members of congress announced Friday they would be submitting amicus briefs...

Bank Lobbyists No Longer Optimistic Re: Dodd-Frank Revamp

The banking industry may have awoken the day after the presidential election with high hopes, which continued right up until just about...

Dodd-Frank Pullback To Benefit SMEs, Says Donald Trump

President Donald Trump said reducing Dodd-Frank regulations would benefit SMEs struggling to access financing, according to reports. Trump, speaking at a meeting Thursday...

Banks Gear Up To Battle Debit Fee Limits

U.S. banks are revving up to take on a big lobbying battle with the goal of ending limits on debit card fees...

Luxury Health Care Sizzles, Dodd-Frank Fizzles And Amazon Notches A New Vertical Win

At what point does a brand become sticky — so sticky that it transcends its own ecosystem or website and becomes portable?...

Electronic Payments Coalition Head Says Congress Should Reconsider Financial CHOICE Act

Molly Wilkinson, executive director of the Electronic Payments Coalition, argued in a Forbes report Tuesday (Feb. 7) that the new Congress under President...

Slight Q4 Rev Miss Hits FIS Shares

Shares of Fidelity National Information Services (FIS) were down 3 percent in midday trading after the financial firm reported results that were...

Trump Signals Friendlier Regulatory Era For Wall Street

Despite taking a stance against Wall Street in the run-up to the election, President Donald Trump signaled a new, friendlier environment for Wall...

Bank Stocks Rally Amid Regulatory Rollback

The showdown over bank regulations may finally be here. And bank stocks are on an upward tear as a result. As reported...

Trump’s New Order On Business Rules Doesn’t Impact Essential Regulations, Like Dodd-Frank

Several regulations implemented by the Obama administration pertaining to businesses will remain untouched by an executive order signed by President Donald Trump...

Mid-Term Elections May Keep Financial Reform In Place

The Trump administration and Carl Icahn, Trump’s chief advisor on financial regulation, are squarely opposed to the financial regulation put in place...

FinTechs Create Group To Access Banking Data

A handful of U.S. FinTech startups are creating an industry group to to be given the right for consumers to share their...

Dodd-Frank Not In Jeopardy From Court Cases: Here’s Why

The financial regulatory landscape has been one fraught with questions as to how far regulation should, and can, go. Opponents targeting new...

100 Days Of (Banking And Regulatory) Change

The ride may be a wild one, and it’s looming close — 100 days that may reshape the way banking is done...