featured insights

Banks Bet on Virtual Cards as the New Credit Battleground
Banks Bet on Virtual Cards as the New Credit Battleground
June 05, 2025  |  Digital Payments

When Apple Pay launched in 2014, it promised a future free of plastic. Over a decade later, the ripples of that revolution are still unfolding...

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Public-Sector Payments Prepare for $175B Shift to Digital
Public-Sector Payments Prepare for $175B Shift to Digital
June 05, 2025  |  Disbursements

A shift in public-sector disbursements is underway. Beginning Sept. 30, all federal agencies must replace paper-based payments with digital disbursements, including real-time payments, direct deposit,...

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7 in 10 Gen Zers Find Paying for Healthcare a Headache
7 in 10 Gen Zers Find Paying for Healthcare a Headache
June 05, 2025  |  Healthcare

Patients often visit the doctor with a headache and leave with a new one. On the one hand, the digital transformation of healthcare is accelerating,...

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High-Income Americans Go Bargain Hunting and Shake Up Retail’s Royalty
High-Income Americans Go Bargain Hunting and Shake Up Retail’s Royalty
June 05, 2025  |  Retail

The big trade down is on. Dollar General, long synonymous with serving America’s most budget-conscious consumers, is seeing a marked shift in its customer base....

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How Banks Are Turning Payouts Into New Payment Economics
How Banks Are Turning Payouts Into New Payment Economics
June 04, 2025  |  Money Mobility

For too long, disbursements have been treated as transactional endpoints — money out, job done. But a growing number of banks are starting to see...

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Real-Time Payment Innovations Signal Maturity Across Banking and Retail
Real-Time Payment Innovations Signal Maturity Across Banking and Retail
June 04, 2025  |  Real-Time Payments

The global real-time payments landscape is advancing. Banks, platforms and retailers are launching new capabilities that make instant settlement a reality for businesses and consumers....

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Mexico’s Mobile Shift Reveals Untapped Retail Opportunities
Mexico’s Mobile Shift Reveals Untapped Retail Opportunities
May 30, 2025  |  Shopping

Mexico is becoming a mobile-first consumer market. Less than half of shoppers in the country used a mobile device for their latest retail purchase, whether...

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Issuers With Diversified Card Products See Higher Customer Lifetime Value
Issuers With Diversified Card Products See Higher Customer Lifetime Value
May 28, 2025  |  Credit Cards

As the competitive landscape of card issuing becomes more complex, issuers face rising pressure to maximize customer lifetime value (CLTV), streamline operations and deliver flexible,...

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Issuers Tap Item-Level Insights to Win Cardholders
Issuers Tap Item-Level Insights to Win Cardholders
May 22, 2025  |  Credit Cards

Credit card rewards, offers and perks play a central role in how consumers decide which card to use at checkout. Most consumers carry cards with...

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