Lending

In finance, a loan is the lending of money by one or more individuals, organizations, or other entities to other individuals, organizations etc. The recipient incurs a debt, and is usually liable to pay interest on that debt until it is repaid, and also to repay the principal amount borrowed.

Source: en.wikipedia.org

61% of Mid-Sized Banks Eye Fully Automated Lending
61% of Mid-Sized Banks Eye Fully Automated Lending
April 03, 2025  |  Banking

Digital lending is at a crossroads as financial institutions and banks grapple with modernizing their loan processes, revealing a significant divide between readiness for consumers...

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FinTech SmartBiz Eyes Full-Service Banking After Buying Centrust 
FinTech SmartBiz Eyes Full-Service Banking After Buying Centrust 
April 01, 2025  |  Banking

There are roughly 33 million small businesses in the United States, employing a bit less than half of workers in the country, according to the...

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Bank Lending to Nonbanks Has Doubled in Five Years
Bank Lending to Nonbanks Has Doubled in Five Years
March 27, 2025  |  Loans

Banks have reportedly more than doubled their lending to nonbank financial institutions (NBFIs) over the past five years and are now lending those companies $1...

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Affirm’s Levchin Sees Company Becoming the American Express of Buy Now, Pay Later
Affirm’s Levchin Sees Company Becoming the American Express of Buy Now, Pay Later
March 27, 2025  |  BNPL

The lure of paying over time lies with the predictability of the repayment. Consumers don’t think of pay later options as credit, at least not...

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Experian Targets ‘Credit Invisible’ Borrowers With Cashflow Score
Experian Targets ‘Credit Invisible’ Borrowers With Cashflow Score
March 25, 2025  |  Loans

Experian has launched a tool designed to increase financial access for people with limited credit history. Cashflow Score, unveiled Tuesday (March 25), is designed to give lenders a...

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Auto Lenders Face Emerging Threat From AI-Powered Fraud Tools
Auto Lenders Face Emerging Threat From AI-Powered Fraud Tools
March 25, 2025  |  Fraud Prevention

Auto lenders face an emerging threat from artificial intelligence (AI)-powered fraud tools, according to Point Predictive. The “explosive growth” of these tools may impact lenders...

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Tala Secures $150 Million Debt Facility to Enhance Lending Capabilities
Tala Secures $150 Million Debt Facility to Enhance Lending Capabilities
March 19, 2025  |  Mobile

Tala has secured a $150 million debt facility to expand what it calls “the world’s most accessible financial services.” The company will use the proceeds...

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LoanPro and NovoPayment Team to Boost LatAm Financial Inclusion
LoanPro and NovoPayment Team to Boost LatAm Financial Inclusion
March 19, 2025  |  Partnerships

Credit platform LoanPro has joined financial infrastructure provider NovoPayment in a Latin America-focused partnership. The collaboration, announced in a news release Wednesday (March 20), is designed to give financial institutions and...

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Ant International’s Bettr Launches Small Business Financing Solution in Brazil
Ant International’s Bettr Launches Small Business Financing Solution in Brazil
March 18, 2025  |  Loans

Ant International’s artificial intelligence (AI)-driven lending business, Bettr, has officially launched in Brazil and will work with local partners to expand lending to small and...

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