loans

Blockchain-Based Credit Surges as Figure’s Consumer Loan Volumes Leap 70%

Blockchain-Based Credit Surges as Figure’s Consumer Loan Volumes Leap 70%
Blockchain-Based Credit Surges as Figure’s Consumer Loan Volumes Leap 70%
November 14, 2025  |  Earnings

In its first earnings call as a publicly traded company, Figure Technology Solutions illuminated a broadening of blockchain-based lending beyond mortgages and home equity to...

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Platforms Step In as Small Businesses Seek Working Capital Lifelines
Platforms Step In as Small Businesses Seek Working Capital Lifelines
November 11, 2025  |  SMBs

In uncertain times, access to cash can make the difference between survival and shutdown. For small- to medium-sized businesses (SMBs), the third-quarter earnings season revealed...

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Experian Debuts Combined Credit and Cash Flow Scoring Model
Experian Debuts Combined Credit and Cash Flow Scoring Model
November 10, 2025  |  Loans

Credit reporting agency Experian introduced its “Credit + Cashflow Score” offering. The new model, the first of its kind, combines Experian’s credit, alternative and trended...

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Debt Grows, Savings Shrink and BNPL Fills the Gap
Debt Grows, Savings Shrink and BNPL Fills the Gap
November 07, 2025  |  Consumer Finance

The pile of household debt keeps growing. According to the Federal Reserve’s latest report this week, Americans added $197 billion in new debt in the...

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Experian and Lendflow Launch Small Business-Focused Lending Pact
Experian and Lendflow Launch Small Business-Focused Lending Pact
November 06, 2025  |  SMBs

Data and tech firm Experian and embedded lending platform Lendflow launched a collaboration. The partnership is designed to offer small businesses access to “carefully selected...

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Affirm Expands Credit Facility With New York Life
Affirm Expands Credit Facility With New York Life
October 31, 2025  |  Loans

Affirm has gained off-balance sheet funding from New York Life that can support $1.75 billion in consumer loan volume per year. This support is enabled...

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Barclays Buys Best Egg to Crack US Consumer Loan Market
Barclays Buys Best Egg to Crack US Consumer Loan Market
October 28, 2025  |  Partnerships

Barclays’ consumer banking unit in the United States is set to acquire personal loan platform Best Egg. The $800 million deal between Barclays U.S. Consumer...

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82% of SMBs See Smooth Sailing, Even as Cash Flow Wavers
82% of SMBs See Smooth Sailing, Even as Cash Flow Wavers
October 28, 2025  |  SMBs

Most Main Street firms say they’ll make it through the next two years, but data suggest that optimism might be running ahead of reality. The...

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