loans

Lenders Brace for CFPB’s Underwriting Shakeup

Lenders Brace for CFPB’s Underwriting Shakeup
Lenders Brace for CFPB’s Underwriting Shakeup
November 24, 2025  |  CFPB

The Consumer Financial Protection Bureau’s Nov. 13 proposal to revise small business lending requirements under ECOA and Regulation B marks a significant turning point for...

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Colorado Court Ruling Puts BNPL Lending Models Under Fresh Pressure
Colorado Court Ruling Puts BNPL Lending Models Under Fresh Pressure
November 19, 2025  |  BNPL

Buy now, pay later (BNPL)’s rapid expansion across retail, travel, healthcare and even everyday essentials has made it one of the fastest-growing credit products in...

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Santander’s Exposure to First Brands Founder Patrick James Reaches $300 Million
Santander’s Exposure to First Brands Founder Patrick James Reaches $300 Million
November 19, 2025  |  Loans

Santander’s exposure to companies owned by First Brands Group founder Patrick James has reportedly grown to $300 million. Get the Full Story Complete the form...

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KKR to Buy Up to $75 Billion of PayPal’s BNPL Loan Receivables in Europe
KKR to Buy Up to $75 Billion of PayPal’s BNPL Loan Receivables in Europe
November 17, 2025  |  BNPL

PayPal Holdings and global investment firm KKR renewed their agreement in which KKR’s credit funds and accounts purchase PayPal’s European buy now, pay later (BNPL)...

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Blockchain-Based Credit Surges as Figure’s Consumer Loan Volumes Leap 70%
Blockchain-Based Credit Surges as Figure’s Consumer Loan Volumes Leap 70%
November 14, 2025  |  Earnings

In its first earnings call as a publicly traded company, Figure Technology Solutions illuminated a broadening of blockchain-based lending beyond mortgages and home equity to...

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Platforms Step In as Small Businesses Seek Working Capital Lifelines
Platforms Step In as Small Businesses Seek Working Capital Lifelines
November 11, 2025  |  SMBs

In uncertain times, access to cash can make the difference between survival and shutdown. Get the Full Story Complete the form to unlock this article...

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Experian Debuts Combined Credit and Cash Flow Scoring Model
Experian Debuts Combined Credit and Cash Flow Scoring Model
November 10, 2025  |  Loans

Credit reporting agency Experian introduced its “Credit + Cashflow Score” offering. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Debt Grows, Savings Shrink and BNPL Fills the Gap
Debt Grows, Savings Shrink and BNPL Fills the Gap
November 07, 2025  |  Consumer Finance

The pile of household debt keeps growing. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

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