loans

OCC Scraps Redundant Loan Data Rules to Ease Bank Burdens

OCC Scraps Redundant Loan Data Rules to Ease Bank Burdens
OCC Scraps Redundant Loan Data Rules to Ease Bank Burdens
March 03, 2026  |  Bank Regulation

The Office of the Comptroller of the Currency (OCC) issued final rules Tuesday (March 3) rescinding its Fair Housing Home Loan Data System regulation and...

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Platforms Expand SMB Lending as Working Capital Demand Rises
Platforms Expand SMB Lending as Working Capital Demand Rises
March 02, 2026  |  Loans

Small and medium-sized businesses (SMBs) ended 2025 sharpening their demand and reliance on platform-based working capital. Earnings disclosures indicate that those balances grew meaningfully year...

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FinTech Avant Boosts Financing Capacity With New $200 Million Deal
FinTech Avant Boosts Financing Capacity With New $200 Million Deal
March 02, 2026  |  Loans

FinTech company Avant closed a $200 million personal loan securitization that it said it expects to provide over $500 million in financing capacity over its...

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European Central Bank Gauges Lenders’ Risks From AI
European Central Bank Gauges Lenders’ Risks From AI
February 23, 2026  |  Artificial Intelligence

The European Central Bank is reportedly examining the risks banks face from the AI sector. The ECB is asking lenders for further details on their loans to...

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TransUnion Reports Subprime Borrowers Drive Lending Surge
TransUnion Reports Subprime Borrowers Drive Lending Surge
February 19, 2026  |  Loans

Subprime borrowers drove unsecured personal loan originations and balances to record highs, TransUnion said in a Thursday (Feb. 19) press release. Unsecured personal loan originations...

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Fed Wants Big Banks Back in the Mortgage Business
Fed Wants Big Banks Back in the Mortgage Business
February 18, 2026  |  Loans

The Federal Reserve wants to get banks to focus on mortgage lending once more, The Wall Street Journal reported Wednesday (Feb. 18). Many banking giants...

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Deutsche Bank Warns Software Debt Faces AI Threat
Deutsche Bank Warns Software Debt Faces AI Threat
February 09, 2026  |  Technology

A downturn in the software and technology sectors could have an impact that rivals that of the energy sector’s issues in 2016, Bloomberg reported Monday (Feb. 9),...

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SoFi Scales Cross-Selling as Loan Originations Hit Records
SoFi Scales Cross-Selling as Loan Originations Hit Records
January 30, 2026  |  Earnings

SoFi’s platform strategy was a centerpiece of fourth-quarter earnings on Friday (Jan. 30): Bring in members, persuade them to adopt multiple products, and let lending,...

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